Cute puppers! I want it!

I just got renters insurance. But there is no way my stuff is work $25,000. The only pieces of furniture I bought new are 2 $50 bookcases. I mean, it might take $25,000 to replace all at once, but that isn't really how insurance works, right?

Get the $25K coverage, Sophia. The whole point of it is that, if you have a fire or someone decides to steal absolutely everything you own, you will need to replace all of it. Might as well get it new!

I was at a dog-friendly bar yesterday, and there were TWO puppies: [link]

Get it, ita! You have a LOT of tech, weapons and clothes. I have abut three personal friends who were wiped out when neighbor's apartments caught fire and caused a lot of smoke damage and incidental water damage, and one who's stuff was ruined when the upstairs neighbor's pipes burst and deluged her apartment.

One had insurance, and recouped losses fairly easily and quickly; the others didn't, and they lost almost everything, to the tune of tens of thousands -- normal people, not rich, but we accumulate more than we think.

I mean, it might take $25,000 to replace all at once, but that isn't really how insurance works, right?

That's pretty much exactly how renters insurance works.

I was at a dog-friendly bar yesterday, and there were TWO puppies: [link]

Is the little guy a French Bulldog? I am recently obsessed with them.

I can price my electronics fairly simply. It's my clothing and jewelry that give me most pause. And then the furniture would also be a headache. Plus all the incidentals.

French Bulldog?

Yep.

Is the little guy a French Bulldog? I am recently obsessed with them.

Move to San Francisco, we're infested with them. (I love them.)

I have $25,000 coverage even though I know my stuff isn't worth it and it probably wouldn't cost me that much to replace everything. But I'd rather be over insured than under.