I can't believe I'm celebrating a $550 outlay, but it's a $1500 savings, so you know, I'll take it.

Any chance you can take advantage of the delayed opt-in thingy and not lay out the cash? You know, have the paperwork and only send it in if you end up needing the insurance during that window.

(I realize that you of all people cannot assume you will not be needing your medical insurance, but since you can pay COBRA retroactively there isn't a risk if you're still in that window and you need to use it.)

ION, sister is not yet in surgery she is still in pre-op. Turns out her surgeon is behind schedule. Surgeon! Take your time! Seriously, do what you need to do with the patient you have, take whatever break you need -- sis is dosed to the gills and waiting comfortably. The fam can sit here freaking out for a while.

Trudy, I think the $550 is her Cobra payment.

I wish I was doped to the gills and resting comfortably.

A commercial informs me that, if Joe Sestak wins, the government will take away my rights. The only right they actually specify is owning a gun, but most of the commercial is just talking about how Joe Sestak and Big Government are going to come take away our rights.

Trudy, I think the $550 is her Cobra payment.

I know. But you have a "deciding" period with COBRA -- so you can have the paperwork in hand and have 60 or 90 (can't remember) days to send it in. When you send it in with the check, it goes into effect retroactively.

So what you can do when you have a short window you need covered is just not pay unless you end up using it.

The odds of ita having to use it are, sadly, high -- but she doesn't have to pay if she doesn't end up using it.

(Obviously this needs to be discussed with her actual HR person. But its true! It's true!)

Oy. New sister news. The gall bladder is inflamed enough that they may not be able to remove it laproscopically.

Every prayer in the WORLD that they can. Various health issues make full abdominal surgery on the kid particularly risky stuff.

Trudy, I think that's what this is - the retroactive.

Man, all vibes possible for your sis. (Except the kind that might inflame the gall bladder.)

Interesting. This school makeover show is actually confronting the administration. Not quite in the most productive way, but it's something. The teachers have all been complaining that they need supplies, and that they've put in forms requesting paper and pencil sharpeners and all sorts of other stuff and they've never gotten them, and the TV people found (or "found") a storage room in the basement that's full of all those supplies gathering dust. I'm uncertain what's going on totally, though.

Lots of vibes for your sister, Trudy.

Any chance you can take advantage of the delayed opt-in thingy and not lay out the cash? You know, have the paperwork and only send it in if you end up needing the insurance during that window.

Yeah, I already incurred the medical costs. I had TWO DAYS uninsured (but I was told I was insured) and I hit up the ER. Fucking annoying. So I'm shelling out for the COBRA to cover the gap.

I hope your sister is okay, Trudy.