I think I insured $20K last time, P-C...and it was about $100/yr. Maybe it's more expensive in Cali because of earthquakes? Does it cover earthquakes? Or does that have a really low deductible?

Aw, thanks, Emily! It was ridiculously hard putting that wardrobe together; there's tons of extremely expensive stylish maternity wear out there, and tons of cheap generic/ugly stuff, and it took some effort to hunt down things I could afford that actually felt like me.

The real hell is dressing the post-pregnancy in-between body. That's a big ball of no fun at all.

Teppy, insent.

tons of cheap generic/ugly stuff

This is me, because "cheap" is something I like, and "generic" is something that makes it easy to get away with at work and apply to the fact that I'll have to wear it in 12 degree weather and 80 degree weather. And I have to cut everything down, so cheap and generic usually means this is easy to do because there's nothing but straight lines.

The real hell is dressing the post-pregnancy in-between body.

Oh, crap.

In better news, I just got to give the Dean news that won't make her day. I'm mad at her for how she handled a staffing issue and then pretended she couldn't do anything about it, when, being Dean, she damn well could have. So, I enjoyed being the bearer of bad news.

In better news, I just got to give the Dean news that won't make her day. I'm mad at her for how she handled a staffing issue and then pretended she couldn't do anything about it, when, being Dean, she damn well could have. So, I enjoyed being the bearer of bad news.

Sparky, you're wonderfully evil!

I got a quote for renters insurance. The woman said the average amount was for $30,000, which seemed like waaaay too much. Even $20,000 seemed like a lot, so she gave me a quote for $25,000. I have no idea how many dollars' worth of stuff I have. The quote she gave me was something like $279 a year ($23 a month), which seemed way higher than I thought it would be. I thought it was supposed to be cheap. I guess most of you insured for much lower than $25,000? I can't imagine I have that much stuff. Even with all my books and DVDs and comics, it's probably only in the four-digit range.

I'm insured for about $70,000 (it'll be more at the new place), with a deductible, it costs me about $250 a year. I'm thinking meara's probably right that it may well be higher for you because of earthquake risk.

Sparky, you're wonderfully evil!

Thank-you.

::preens::

I think I insured $20K last time, P-C...and it was about $100/yr. Maybe it's more expensive in Cali because of earthquakes? Does it cover earthquakes? Or does that have a really low deductible?

It's a $500 deductible.

I'm insured for about $70,000 (it'll be more at the new place), with a deductible, it costs me about $250 a year. I'm thinking meara's probably right that it may well be higher for you because of earthquake risk.

Goddammit, California.

I also learned LAST NIGHT that I have to get a new fucking smog check for my car before I can sell it. I hope it passes.

I guess most of you insured for much lower than $25,000?

I'm insured for around $25k. I believe I pay about $130 a year. It really depends on where you live and what the insurers think a) the risks are and b) they can get away with charging you.

because of earthquake risk.

I would not assume that this is the reason the premium is higher. Or rather, it may be, but I wouldn't assume renter's insurance covers earthquakes unless it is specified. Homeowner's insurance doesn't cover earthquake, you need separate earthquake insurance for that. Just like you need separate flood insurance. In general, I tend to assume that if the insurers have deemed it a necessity, they will usually exclude it and ask you to pay extra for it.