Renter's insurance also covers things like (IIRC), for example, if you're playing softball and are responsible for someone getting injured in some way; it's the kind of thing that homeowner's insurance covers for (obviously) home owners.

I know, you're not in your residence; the person who is injured as a result of your actions is not in/on your residence; and yet homeowner's/renter's insurance covers your ass.

IOW, like everyone else said, get it.

Tintinnabulating?

Of the bells, bells, bells!

I love you both.

I got my renter's insurance through Progressive (where I have my car insurance) and bumped it up a bit due to some recent acquisitions, and I'm still only paying $300 per year.

Joe is in Atlanta and often, while I'm putting Frisco to bed, Ellie will stay downstairs with him and watch a movie. Earlier tonight she convinced me that she was "big enough" to stay downstairs by herself for a bit.

So, just now, (about midnight here), one of the dogs woke me up whining. I got downstairs to let him out and I see that each of the dogs' bowls are *full* of cheerios and the box is put correctly in the trash.

Maybe she's not quite as ready as she thinks.

Were you out of chow? Because I will sadly confess to having tried that before, and I think I'm a little older than her.

(And for the record, dog? Not fooled.)

More than once Dallas has had a lovely entree of "broken dog treats and cheerios".

There are people wrong on the internet! There are people wrong on the internet!! And they are in my class and I can't call them crack-smoking, wrongheaded bigots from hell cause then who will do the peer edits on my papers????

Honey, breathe. Seriously, let them be wrong. Because you are the Empress.

CBD, posting on behalf of vw bug: Hour seven in the ER. This sucks.

my hotel room is freezing. OK, freezing for me, which probably means just bloody cold for everyone else. The wall unit A/C is a smidge too small for the sleeve, so cold air is coming in faster than the heater can heat it. Plus, there seems to be a slight gap between the floor and wall under the window. Again, cold air seeping in. I'm the first to admit, I've been Californianized, and I feel a draft like no tomorrow. But when the crutches are still frigid cold to the touch from sitting on the floor for a couple hours, with the heater blasting, I think that might be a problem.

yikes! CBD & VW! {{{{ }}}} Have VW get better soon. When I suggested in her LJ to take a sic day, this is *not* what I meant.

Thanks for the update, CBD. {{{you & vw}}}