We're in love. We're ... lovers. We're lesbian, gay-type lovers.

Willow ,'Potential'


Natter 61*  

Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.


lisah - Sep 24, 2008 8:58:30 am PDT #307 of 10001
Punishingly Intricate

Right now, my hypothetical future children's names are Esther Basia and Isaac Henry.

I love those names! My niece who is almost 8 months old is an Esther (looking goofy! [link]


brenda m - Sep 24, 2008 9:05:50 am PDT #308 of 10001
If you're going through hell/keep on going/don't slow down/keep your fear from showing/you might be gone/'fore the devil even knows you're there

My mortgage lender wants me to refi my mortgage and I'm not sure what to do. It would be a half point drop in interest rate - so not a ton but not nothing, but it's an FHA loan that requires a 1.5% insurance premium (on top of what I'm told is a lower monthly mortgage insurance payment). No other closing costs. He's supposed to be getting back to me soon with the exact numbers on everygthing, so I guess I'll just have to wait and see.

(It's 30-year fixed either way - no ARM or any craziness. It does feel like a weird time to be talking about this though.)


Sparky1 - Sep 24, 2008 9:10:39 am PDT #309 of 10001
Librarian Warlord

Obama answers questions on arms control and nuclear proliferation for my DH's magazine: [link]

McCain hasn't answered the questions, yet. (Obama was late, McCain is late-er.)


Daisy Jane - Sep 24, 2008 9:16:27 am PDT #310 of 10001
"This bar smells like kerosene and stripper tears."

(It's 30-year fixed either way - no ARM or any craziness. It does feel like a weird time to be talking about this though.)

A factor to consider is how much equity you'll lose.


Daisy Jane - Sep 24, 2008 9:19:21 am PDT #311 of 10001
"This bar smells like kerosene and stripper tears."

IOEconomicN: Can someone pretty please tell Bush that giving a speech tonight is a massive example of not helping in the least?


Steph L. - Sep 24, 2008 9:21:18 am PDT #312 of 10001
Unusually and exceedingly peculiar and altogether quite impossible to describe

(It's 30-year fixed either way - no ARM or any craziness. It does feel like a weird time to be talking about this though.)

A factor to consider is how much equity you'll lose.

Refinancing makes you lose equity?

t realizes, yet again, that as a life-long renter, I know exactly jack and shit about mortages and homeownership....


brenda m - Sep 24, 2008 9:25:40 am PDT #313 of 10001
If you're going through hell/keep on going/don't slow down/keep your fear from showing/you might be gone/'fore the devil even knows you're there

A factor to consider is how much equity you'll lose.

I don't think any, besides the 1.5% if that were to be capitalized.

Rate change would be from 6.5% to 6%, and part of my trouble is I don't really have a good sense of where those numbers fall on the spectrum of typical rates. Do people get rates much lower than that?


Daisy Jane - Sep 24, 2008 9:30:19 am PDT #314 of 10001
"This bar smells like kerosene and stripper tears."

I have seen rates lower, but that was at a far far different time. Do you have someone who could run the numbers for you?

This is kinda awesome [link] Video of little kid making faces and noises edited into a song.


sumi - Sep 24, 2008 9:37:34 am PDT #315 of 10001
Art Crawl!!!

Given the high stress - Chicago clearly needs access to even more good chocolate.


brenda m - Sep 24, 2008 10:06:20 am PDT #316 of 10001
If you're going through hell/keep on going/don't slow down/keep your fear from showing/you might be gone/'fore the devil even knows you're there

Oh are you fucking kidding me?

-- John McCain suspends campaigning to work on economy, requests postponing Friday debate; asks Obama do the same.