Right now, my hypothetical future children's names are Esther Basia and Isaac Henry.
I love those names! My niece who is almost 8 months old is an Esther (looking goofy! [link]
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Right now, my hypothetical future children's names are Esther Basia and Isaac Henry.
I love those names! My niece who is almost 8 months old is an Esther (looking goofy! [link]
My mortgage lender wants me to refi my mortgage and I'm not sure what to do. It would be a half point drop in interest rate - so not a ton but not nothing, but it's an FHA loan that requires a 1.5% insurance premium (on top of what I'm told is a lower monthly mortgage insurance payment). No other closing costs. He's supposed to be getting back to me soon with the exact numbers on everygthing, so I guess I'll just have to wait and see.
(It's 30-year fixed either way - no ARM or any craziness. It does feel like a weird time to be talking about this though.)
Obama answers questions on arms control and nuclear proliferation for my DH's magazine: [link]
McCain hasn't answered the questions, yet. (Obama was late, McCain is late-er.)
(It's 30-year fixed either way - no ARM or any craziness. It does feel like a weird time to be talking about this though.)
A factor to consider is how much equity you'll lose.
IOEconomicN: Can someone pretty please tell Bush that giving a speech tonight is a massive example of not helping in the least?
(It's 30-year fixed either way - no ARM or any craziness. It does feel like a weird time to be talking about this though.)
A factor to consider is how much equity you'll lose.
Refinancing makes you lose equity?
t realizes, yet again, that as a life-long renter, I know exactly jack and shit about mortages and homeownership....
A factor to consider is how much equity you'll lose.
I don't think any, besides the 1.5% if that were to be capitalized.
Rate change would be from 6.5% to 6%, and part of my trouble is I don't really have a good sense of where those numbers fall on the spectrum of typical rates. Do people get rates much lower than that?
I have seen rates lower, but that was at a far far different time. Do you have someone who could run the numbers for you?
This is kinda awesome [link] Video of little kid making faces and noises edited into a song.
Given the high stress - Chicago clearly needs access to even more good chocolate.
Oh are you fucking kidding me?
-- John McCain suspends campaigning to work on economy, requests postponing Friday debate; asks Obama do the same.