ita, if you are contemplating insurance, I would make sure you have good disability insurance. People are generally underinsured for disability and its far more likely you'll need that.
I like books. I just don't want to take on too much. Do they have an introduction to the modern blurb?
Buffy ,'Lessons'
Natter 60: Gone In 60 Seconds
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
megan walker - Aug 28, 2008 8:48:11 pm PDT #6078 of 10003
"What kind of magical sunshine and lollipop world do you live in? Because you need to be medicated."-SFist
Pix - Aug 28, 2008 9:02:21 pm PDT #6079 of 10003
The status is NOT quo.
If you have no dependents, there is no reason for life insurance. Its purpose is to replace your income for your dependents in the event that you die prematurely.
Not just dependents, though. I don't have dependents, but I pay half of our bills, and losing my income would be a blow to Drew, too. The insurance would also pay off my debts so that they didn't get passed on to my next of kin.
megan walker - Aug 28, 2008 9:10:22 pm PDT #6080 of 10003
"What kind of magical sunshine and lollipop world do you live in? Because you need to be medicated."-SFist
I meant dependents in the sense of someone who depends on your income (or work), not tax dependents. So, even a non-working partner staying at home with kids should have some insurance, because losing them represents an economic loss to the household.
Debts don't get passed on, only assets. The assets have to stand good for the debts though, so if your loved ones want any of your assets they would have to pay the debts. Student loans are forgiven upon death.
§ ita § - Aug 28, 2008 10:13:06 pm PDT #6081 of 10003
Well not canonically, no, but this is transformative fiction.
Taking care of my death would cost money. I'd imagine life insurance would be a simple way to ensure something's there, if the will is written right.
As for the insurances for me still alive, when employed those are well taken care of. Not sure where I'd start jobless.
javachik - Aug 28, 2008 10:40:04 pm PDT #6082 of 10003
Our wings are not tired.
Happy Birthday, Meara!!
Tom Scola - Aug 29, 2008 1:13:59 am PDT #6083 of 10003
Remember that the frontier of the Rebellion is everywhere. And even the smallest act of insurrection pushes our lines forward.
I woke up this morning, stepped out of my bed, and...
squish.
squish squish.
A pipe burst in my apartment last night.
Calli - Aug 29, 2008 1:45:58 am PDT #6084 of 10003
I must obey the inscrutable exhortations of my soul—Calvin and Hobbs
I'm sorry, Tom. The only liquid one should wake up to is coffee, brewed in a pot with a timer. I hope your landlord will deal with things quickly and completely.
Happy Birthday, Meara!
Obama's speech was on too late for me last night. (Starting at 10? Dude—I'm in be by 9:30 on work nights.) I'm looking forward to watching it on YouTube, though. It sounds like he was pretty amazing.
Tom Scola - Aug 29, 2008 1:53:50 am PDT #6085 of 10003
Remember that the frontier of the Rebellion is everywhere. And even the smallest act of insurrection pushes our lines forward.
I don't have a landlord; I own. I do have a super, though, who lived up to his name this morning.
All and all, I think that having a pipe bust in your apartment is better than having one burst above your apartment. I hope the people downstairs don't have a lot of damage.
Barb - Aug 29, 2008 1:59:01 am PDT #6086 of 10003
“Not dead yet!”
Now, happy birthday meara!!!
Yuck, Tom, on the squishies.
L&O FCM: Jesse L Martin, Chris Noth, Benjamin Bratt.
Ethnic CSI FCM: Gary Dourdan (old style), Hill Harper, Adam Rodriguez.
F Bratt, C Noth, M Martin (is that sixthed or something?)
CSI: F Dourdan, C Rodriguez, M Harper
Gronklies-- need coffee.
Nilly - Aug 29, 2008 2:33:01 am PDT #6087 of 10003
Swouncing
Oh, I was skipping just for that: happy birthday, meara! I hope you have a great day and a wonderful year!
Also, it's Jen K's birthday as well (I love it when Buffistas share a birthday), so even though I haven't seen posts from her in forever, I hope the well-wishes will find their way to her somehow.