That sounds neat, Susan. I suspect that a caucus would cause me to lose my mind, however. Everytime I hear them described it reminds me of quaker meetings for business (but with less consensus) and that makes me start twitching.

I'm a really effective EX-quaker, I have to say. Much as I still like and admire them, too many of the core parts of quakerism are things I definitely no longer believe or practice.

Thanks, all, for the birthday wishes.

Okay, I just emptied my savings to pay off a credit card. Someone tell me I did the right thing before I have heart palpitations, because this has been my only cushion in case of emergency for two years.

Kristin, in case of emergency you'll have the credit available, and won't be paying the interest on it in the meantime.

Thanks, Brenda. I still have another big credit card to pay off, but it's on 0% right now, so maybe with this other monkey off my back I can finally start making progress on it. It's just scary to be back to no cushion again. Deep breaths,

What Brenda said.

Caucusing sounds cool. Although an in-depth discussion among the 10 people who show up sounds kind of horrible to me -- wouldn't those ten people be the most committed to their positions?

Also, I love the Selma marchers in their leis! How random.

What Brenda said. Not paying interest is for the best. They will likely up your limit to try and tempt you to charge again.

Susan, your caucus sound like ours in Juneau, except ours went from 150 to 1100. Yikes.

Okay, I just emptied my savings to pay off a credit card. Someone tell me I did the right thing before I have heart palpitations, because this has been my only cushion in case of emergency for two years.

I've heard a financial advisor say that it's stupid to keep money in a savings account earning miniscule interest when you have credit card debt earning a greater interest. They way they put it, in effect, you're costing yourself money by allowing your debt to grow, when you could be curbing the growth or getitng rid of it entirely.

ETA: Not that I'm practicing what I preach. I could easily use some of the money in my house fund to pay down my CC debt, but I worry about getting the money back into that house fund, so I don't.

I'm feeling very very jangly and bad right now. So, I am reading The Happiness Project to feel better. She linked to Bembo's Zoo which is a cool flash site. You click on a letter. It gives you the name of a creature, then the letters rearrange themselves. So. Very. Cool.

And very happymaking.