say... election returns are sort of like a procedural. you know. sorta.
Natter 56: ...we need the writers.
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Even now. Did you get procedurals there Trudy?
And that should do it.
I think we made it, folks. Back to your regularly scheduled election discussions!
Really white teeth. Blindingly white. That's my political commentary.
A little while ago, our friend who'd been watching the house while we were out of town came by with the packages that arrived while we were gone. One of them was a gift from one of my CPs--a paperweight with the Churchill quote, "Never, never, never give up."
Given the timing, I'm choosing to take that as a message from the universe.
billytea, those tassie pics are adorable
Gorgeous pictures, billytea.
Wow, billytea. Gorgeous!
Well, it makes it harder, on a variety of levels. I mean, do we go for the drastic credit counseling option that takes away our credit cards and, I believe, leaves a permanent demerit on our financial history? Do we just live with the high interest rates and do the thing where you pay them off one at a time? I don't know, because THIS was supposed to be my solution.
That sucks about the loan. I'd go for the second option.
Dave Ramsey on debt counseling:
We run into nightmares with most of these services. It’s not that they’re crooks, they’re just unorganized. Stay on top of them and make sure the bills are paid, and work your debt snowball by sending extra to the smallest debt.
Companies like AmeriDebt and Consurmer Credit Counseling Service can help you get better interest rates and lower payments, but at a price. When you use one of these companies and then try to get a Conventional, FHA, or VA loan, you will be treated the same as if you had filed Chapter 13 bankruptcy. Mortgage underwriting guidelines for traditional mortgages will consider your credit trashed, so don't do it. Real debt help is found only in changing your behavior.
Most people that call in to his show having done it have stories about stuff not getting paid, etc.