After yesterday evening's grim debt-discussion Natter, I sat down this morning with the budget and the three high-interest credit cards we've fucked ourselves over with during the last year, called Working Assets, and managed to juggle everything onto a single card with a 0% interest rate until 1/09 -- the minimum payment isn't high enough for us to eliminate the debt over the next year, but we'll be able to make all the payments, at no interest, and still be able to afford trivial things like food and utilities without having to run up any more card debt. Goodbye, 27.9% card of death.
::feels frabjous::
Yay, JZ!
I need to get out of the house. I have plenty of errands to run. But somehow, I stayed in my pajamas until 12:30.
My apartment is being invaded by ginormous dust bunnies, but I'm too lazy to do anything about it.
YAY JZ!
Tom, a quick vacuum and it will all be over.
Mac's friend is finally here. YAY!
I have made mashed potatoes and turnip and the turnip has a somethingness that is not getting covered up with butter, sour cream, or garlic. ideas?
I need to bite the bullet and get all of the remaining Christmas ordered online today.
I've enlisted my robot underling to battle my dust bunnies, leaving me free to putter around on the interwebs.
Turnips are pretty sweet, msbelle, so my first instinct would be to add salt & pepper.
Good for you, JZ. And even aside from future money impact, doesn't it feel good to have
done something
about it all?
And YAY JZ for the debt consolidation!
Meanwhile, I've transferred the entire balance of one card onto another (with a 0% interest offer on balance transfers for something like 6 months) so instead of 2 medium-sized debts to pay off, I've got one pretty big one. And I cut the paid-off card in half so I can't use it again.
I think I'm going to talk DH into doing the same thing with our 2 shared cards. (Though we won't be cutting the Discover in half because it's useful for things like car rentals and airline tickets where we can use the included travel insurance.)
Unfortunately, our two biggest expenses are the mortgage and daycare, and not in that order. And there's fuckall we can do about either one. (Well, unless my boss continues to ramp up her insanometer and I quit in a fit of rage, which would take care of the daycare costs. Of course, we'd then be without health insurance and half our income...)
YAY JZ!
I am glad the playdate finally got there, msbelle.
Most excellent, JZ!
Which reminds me, I should check to see if the Amazon-branded card I switched over to this summer is going to pay me more merchandise credits now that the month has turned over....
