Buffy ,'Lessons'
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
We actually wanted to go with the 15 year, but then our banker pointed out that if we were worried about making the payments, we should go with the longer loan that doesn't have a prepayment penalty. We can pay it off as if it were a 15 year loan, but if we got into trouble along the way, we could always drop back to the 30 year payments.
We paid off our car loan (my only car, ever) well in advance so I know we have the discipline to pay ahead.
Liese, that's what my parents did with their current house. It's paid off now, which is still startling to me for no rational reason.
OMG, people, this day has been so crazy and it's just going to get crazier.
By keeping your car for 15 years, or 225,000 miles of driving
Cue hysterical laughter from me. I'm just hoping my car is still in running order when I finish paying off the 5-year loan, at which point it will most likely have 200,000+ miles on it.
And if paying it like a 15-year turns out to be too much, even a little something extra each month makes a huge difference in the end -- the extra 100 bucks we don't even feel makes our 30-year mortgage a 22-year mortgage.
That didn't ping me because the last car I had blew up at 13 years and 205K and blew up due to a bad oil change and me driving in DC traffic with no oil cap, not usual wear and tear.
I'm going to be doing 2.5 to 3 jobs in the next coming weeks. falls down
Yeah, that's true amych. That's a good thought.
I've been looking into the administration's plan to help borrowers because I seriously don't trust it, but I found this.
The administration will also seek to encourage nonprofit programs to aid people facing potential default, helping them refinance mortgages or take other actions before losing their homes
Which cracks my ass up because it's exactly one of the things we do, and yet? We're fundraising like crazy (taking away time from y'know, helping people) because he cut our funding last year.
he cut our funding last year.
Last year it was hurting normal people. This year, it's hurting his stock portfolio.
I just find very little this administration does to be "encouraging." Though they keep thanking me for doing the job they won't.
Hey, everybody. Just thought I'd check in. Things are going fairly well so far, knock on wood. Just dozed on the couch, am about to eat dinner and get ready to go back into town. Sigh. Anybody want to come down here to go to a high school football game with me?