the mortgage is the only big debt we have
That's huge, though. I have assloads of student loan debt, and a fair amount of credit card debt. Staying in this apartment I could afford as a student means I'm making strides in paying stuff off AND starting to save some. I still have a long way to go, though.
Don't forget I am way old, Jesse. We think we might stay in this house for, you know, ever. Or at least long enough to build up lots of equity.
You have plenty of time to pay stuff off and figure out if oyu want to own a home.
You're not so old, Robin! I'm hoping to get where you are by the time you did. Or, you know, get together with someone with money. Keep hope alive!!
::gives Robin the secret old person handshake::
:: Shakes Ginger's hand, then gooses her for good measure ::
Oh, boy, I just discovered a new way to spend money.
Today I have contractors blowing insulation into my walls, and I had a notary come by so I could sign papers for a HELOC, and I just had a painter come by to give me a bid. And he pointed out something on the roof of the garage that wasn't just damage, but was fungus and rot and now I need a roofer to come fix my garage roof.
And yet! My appraisal on my house for the HELOC said it's worth twice what I paid for it in 2000. So, still a good investment.
Just, argh. So much to do before the rain starts!
Today I have contractors blowing insulation into my walls,
They were doing this on This Old House last night! Well, sometime in the past, it was a rerun.
I love TOH.
I'm really hoping it will make my house lots cooler, and Soon! Plus, warmer in the winter!
Gosh, I'm glad I'm not as old as you guys.