My only ish? The 1 week hold time on deposits.

Yeah, I can't see using them as my primary account for just that reason

I have an HSBC online savings account for my emergency fund, and I really dig the 5.05% APY. But yeah, there's a reason it's not my primary (i.e., rent/bills/food/comics) account — I need to access a large portion of my income quickly.

Also, online bill-pay is an invention that ranks right up there with pay-at-the-pump gas pumps in terms of Oh My God How I Love You So.

t edit Oh! Another Holy Grail invention is one I encountered for the first time today: Lane Bryant's new Right Fit jeans. Oh. My. God. Seriously, women who are size 14 and up, get thee to a Lane Bryant.

The jeans come in 3 different shapes, based on your waist-to-hip ratio, and they are fucking AMAZING. I bought a pair today, and they fit so well that I almost cried. I have a 10-inch waist-to-hip differential, so buying jeans has always been a bitch. Either they fit in the waist but nowhere else — which isn't viable — or they fit in the hips/thighs, and the waist gaps horribly. But these? These are a marvel.

Also, online bill-pay is an invention that ranks right up there with pay-at-the-pump gas pumps in terms of Oh My God How I Love You So.

It's beyond Oh My God How I Love You So and into the territory of Oh My God I Couldn't Live Without. Just like the squeeze bottles that are designed so you squeeze things out of the bottom, but with the advantage of saving my uncreditworthy ass.

Yes, online billpaying and banking are the only things that have enabled me to get even close to bringing my finances in order.

The discussion reminded me to go transfer some funds from the ING savings and to pay online both phone bills that are due. good times.

Steph, thanks for the jeans rec! I have much the same problem as you - they fit the waist or the hips, but never both! There's a Lane Bryant near me - I shall try these out.

Oddly, the only other jeans that have fit me well are No Boundaries (WalMart brand!) Junior Plus. Go figure that out.

Steph, thanks for the jeans rec! I have much the same problem as you - they fit the waist or the hips, but never both! There's a Lane Bryant near me - I shall try these out.

Seriously, they are AMAZING. The sales associate has to measure your waist (and possibly hips) to get your size, because the whole waist-to-hip ratio led to a new sizing scheme for LB. I had to try on a few different sizes/shapes, but the winning pair made me actually YELL in the fitting room, "Oh my God! I LOVE THESE!!!" They fit my waist AND my hips. And my ass and my thighs.

Brenda, the new place looks great, particularly that 2nd bedroom/office with all that windowspace. You should totally get a telescope for that room.

edited because I don't know anyone named Branda.

Must check out Right Fit Jeans.

I am out of Tim Tams and I am sad.

Need More Boxes.

Need Less Stuff.

Brenda, the place looks great. Now I have to think of some business reason to head your way and raise a glass with you on that deck.

Damn straight. In fact, consider that an open invitation, y'all. The deck view is west, so the sunset should be amazing.

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