Hiya Kristin. I just woke up. Which, in NC is fine—3:00:52 PDT sounds kind of less fun unless visiting Buffistae and fernet are involved. Sorry.

Appropriately enough given the recent thread topic, I'm thinking I should figure out how I'm going to allocate my 401K investments at my newish job. I don't have to decide until 10/30, but forgetting about it until the HR person comes by with the paperwork and then shoving everything into tech and Far Eastern mid-caps . . . well, served me pretty well last time, but that was probably luck.

Thanks to all that provided the financial advice and information. Very helpful and informative. At this point in time my debt is so significant that my savings and investment is paying off debt. If I can retire debt free I will be on easy street. My investments are my homes and business. If I didn't owe a bajillion secured by those assets I would consider actual savings.

I went to the 8am yoga class a mile from my house with GF. Never been to that one yet. They told us to go away and come back at 10:30 because we were newbees. Well, they were all polite and sweet and stuff, but it was an advanced class where you should be able to stand on your head for 5 minutes and so forth to participate. I could have been sleeping in! Oh well. Gonna do some laundry, watch BSG, and go back later.

I'm up! Unfortunately as the result of a slight hangover from drinking with Jars and Greg and Jars' friends, who were so excited and happy to see her back in Dublin. But I know better than to mix beers, and yet I did it anyway. Also left my card for my tab at the bar. *facepalm* But I'll go get it in a little while. O moron me!

There's apparently a gathering of Dublin browncoats tonight that I've been invited to, so that will be cool.

Laura, you remind me that I'm supposed to be going to a yoga class at noon (beginners as well). No time today, though. Oh, well. I'll go eventually. Really.

day two of wakeing up early. bah. and why? because of the interview ihad on wednesday. same number of hours - Pay could go a little more or a little less- potential is greater. 3 days a week and the possility of doing more than I do now. i could , however - work all around the holidays - bleh. However, no one has offer me the job- so why am I choseing to worry about it NOW? just because it is 5am ( yep , I tossed and turned for an hour)

Things that suck:

• Waking up at 5:45AM on a Saturday all stressy.
• On said morning, receiving a heated email exchange between your mom and brother/SiL with a request to "read this and then call me" from your mom.

I wanna go back to bed now.

go back to bed. - not your job to mediate

or you could just pretend it was Spam - no one would be that rude. and we all know where spam comes from ...

[link]

GC, that does suck. I second the going back to bed and ignoring them plan.

The way it works is they set up a page, kinda like the ones for people doing charity walks and stuff, where people can donate money to fund the trip

Hill, what's the address to that page? There are people other than your relatives who think you're doing a good thing.

The one bad thing about student loan debt is that it's about the only debt you can't get out of short of death. Except in very unusual circumstances, you still owe student loans even after you've declared bankruptcy. If it goes to collection, the government can take it out of your tax refunds or garnish your wages, which isn't as festive as it sounds.

RE: 401K choices. Go index funds. Choose index funds.

GC, I hope you went back to bed. a 45 minute nap helped me quite a lot. Dh is puzzled because i am chipper.