You missed it when you were in Nashvegas.
Well, we got spillover on either end of the weekend. I jogged past the ship quite a few times, too. I'm sorry I missed the air rally, though I did get to see them practicing.
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risque (and frisque), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
You missed it when you were in Nashvegas.
Well, we got spillover on either end of the weekend. I jogged past the ship quite a few times, too. I'm sorry I missed the air rally, though I did get to see them practicing.
P-C, my suggestion is to find a great financial planner. I started going to mine when I got my first "real" job, age 21. In the ten years since, she has helped me to save over $50K in retirement savings from what seemed like piddly little 403b contributions; given me advice about what to pay off and what to keep around in order to keep my credit status high; and helped me in the short term to pay off credit cards, consolidate debt, and save money for emergencies. Because of her, I know I will retire in style regardless of whether social security is around. I also have used her for my taxes all these years, so she has a truly comprehensive understanding of my financial picture and well-being. The best part? Apart from paying for the taxes, all this is free free free. She's become like part of my family, and I'm so glad we live in the age of email so that I can keep her as my advisor despite now being 3000 miles away.
t /financial planner likes carrots
She was such a sweet honeybunny when you visited, I can't imagine her going all banshee.
I know what you mean. Owen so quiet and mild when I met him in Ohio, I can't picture him in meltdown mode.
ING is free, has crazy excellent interest (4.4% for plain ole savings), is easy to transfer money in and out, also has CDs and IRAs that you can link to any accounts.
I need to get an ING account.
The best part? Apart from paying for the taxes, all this is free free free.
The what now? Please to explain how and why?
Oh. My. God. WHY have you not taken me to Ti Couz?!?!? All the times I'm schlepped my ass out to your fair city, and I've been denied crepes such as these?!?!?!?
Steph, I think we need to correct this, so obviously, you need to come visit.
{{Cashmere}} How awful. Trust me on this, they grow out of that. Then again, they become teens!
Honestly I find each year easier. Granted I am only at 14, but just being able to communicate makes parenting easier for me.
I have no financial planning advice since I have no plan.
ING is also where I put the money I was talking about. (I took the plunge from, of all things, a solicitation in the mail. They offered me a premium on the money I deposited -- equal to more than a year's interest from the bank where it had been.)
For a 401(k), be aggressive. You aren't going to touch that money for at least 30 or 40 years. So if the market goes down tomorrow -- or even for a year or a few years -- you have lots of time to make it up. Which means, for now, you want to put most of that money in high-risk, high-return places -- mostly international and small cap stocks.
Also, diversify. Good idea to put some money in other options (but learn one of the lessons of Enron and don't put a lot of your 401(k) in your employer's stock, even if you have that option). And even though the conventional wisdom says otherwise, put enough in safer investments (bonds, government securities, a money market fund) that you sleep comfortably at night instead of panicking and moving your money around because, say, your international fund had a bad month.
Does ING have a minimum deposit to start up? I don't have a lot right now, but when I get my Navy money next March, I'd like to put it in an account where I get more than 2% interest.
Nope. Info here: [link]
Laura, your son is huge and quite handsome! Even with orange and green hair!
Dill Pickle!
Oh, yum! Dill pickle potato chips are readily available in the South and somewhat available around here. I loves them, yes I do.
Money talk is good because I am fairly limited in my knowledge. I have a wee bit of savings (about 2 months worth of living expenses) and a 401K that's in good shape, but that's it. My biggest concern right now is quitting my job in Jan. to student teach. My mom is helping out significantly (yay, Mom!), but it is still nervous-making. I've been financially self-sufficient since I was 22 and graduated from college so it seems very strange to be needing money from Mom.