Foiled!

Damn!

I should not have read Sue's whitefont, for low I am earwormed with one of those songs.

HaHa! My cruel plan work, just not on the right person.

me=laughing.

reading that, I got earwormed with Laughing by the Guess Who (or was it Burton Cummings? I always get that wrong).

Also, I need Buffista-vice about buying a car. These are the issues

1. I have a 1997 neon which is hemorrhaging oil, the door doesn't work and I have no radio

2. I have no money and bad credit

3. In my city, I need a car to work and more importantly, get groceries

4. Right now I have about $2000 due to a fluke of tax refund and an unexpected windfall.

I can't decide whether or not I should

a) buy/lease a car that for at least 2 months out of the year it will kill me to pay for (I was approved for a loan)

b) put the $$$ in a savings account and drive this car until in runs no more, then deal with it

c) Take car to mechanics and get an estimate of how much it will be to fix everything, and do it (if less than $2000)

d) try to buy a crappy used car for $2000.

The thing is is that it is not at all important to me what kind of car I drive, what it looks like, etc. I would like it to be able, however, to drive 50 miles to my mother's without me worrying about it's death. So a new car is tempting, but perhaps not the right choice.

And now our stacks person has handed me pages ripped out of a book -- said pages are clearly made of pre 1850 paper, and some of it is in law French -- so I need to try and figure out wherefrom they were ripped.

And if I find the person who did this, I will rip into him/her...

Holy crap. Stuff like that makes me despair of any hope for humankind... When you find them, let me know first so I can bring some chains, crowbars, nopales, and other implements of divine justice.

I'd do a modified combo of abc . Find out from the mechanic how terminal it really is and what you can do cheaply to limp it along to a certain deadline, at which point you plan to buy a gently used reliable car. Hopefully try throwing some more money towards saving a little more for the new car in the interim.

I say this as someone who still stubbornly drives them into the ground.

If you buy a used car for $2000, there will be something to fix soon. I think you'd be better off fixing up your current car over that. If your finances are tight I think that would probably be the best option. If the repairs are more than $2000, then I would reconsider.

If you aren't going to put a lot of miles on the car, a lease might not be a bad option but then you don't own that low mileage car when you the lease is over. OTOH, then it might be easier on your current finances.

If you want to go with a new car, there is the new Kia Rio that is inexpensive and comes with a 6year/60,000mile bumper to bumper warrenty that means you won't have repair costs (you'll still have for regular service stuff) until it's paid off. Also the Hyundai Elanta is going to be replaced next year by an updated version, so there might be some good deals on that.

Just my opinion for what it's worth.

Thanks Gud and sarameg. I have a tendancy to just sort of leap into big things, and am sort of afraid that I will just somehow end up with a new car without putting much thought into it. In fact, I sort of almost bought one yesterday on-line.

Wow. Someone used "ya'lls" in a business email to me. I credit them half a point against their total demerits since they're writing from Texas, but still.

I would definitely find out what the repair costs are before jumping into a new car. 1997 isn't that old of a car and, properly repaired, it could last for years. My 1994 w/ 130,000 miles car runs great.

Gud is wise in the way of the car. Also, if you plan to run your current car into the ground, be prepared to deal with it quitting on you at the most inconvenient time (like when you've used the money in your savings for something else you need). Your decision will depend on your level of proactiveness.

Finding a reliable and inexpensive used car is a PITA but usually worth it in regards to the payment. I would only consider leasing if my mileage would stay super low (unless you can negotiate a little more mileage in the contract).