I am having that kind of day where, I woke up with a headache and it never went away; shit is flowing downhill; I didn't eat breakfast so I was weak with hunger, and then when I did eat I was hot and dizzy (plus headache).

People wonder why I am cranky.

I ended up starting a line of credit, which will help strengthen my credit rating (if I keep all my ducks in a row,) and it has lower interest than my credit card, so banker dude was suggesting I pay off my CC with the line of credit to take advantage of the lower interest.

I did this just recently too.

Hmm. I don't have a line of credit. Should one get one, even if you aren't carrying CC debt? Because I would surely like to buy me a house one day. Would that be a good idea?

yes. workplace violence.

And on top of all that? I just noticed that if I don't do something quick, the fileserver is going to crash.

Swearing. Like. A. Fucking. Trucker. Right. Now.

I did that, and I kept the line of credit afterward, and I was able to use some of it to help make the down payment for my new place.

Very cool.

The banker I was talking to referred me to a mortgage specialist to find out what I qualify for now, and to look at when I might be able to afford a place. I think I'm realistically 3-5 years from buying a place, but guy was trying to tell me I could buy a house next year if I moved to more suburb-y type places, which really doesn't work for my lifestyle.

Hmm. I don't have a line of credit. Should one get one, even if you aren't carrying CC debt? Because I would surely like to buy me a house one day. Would that be a good idea?

From what dude said, it mostly helpful if you carry a balance on your CC. But I was also told I had thin credit, (it's not bad, but there's not much to go on,) so I think it's helpful to "thicken" my credit rating.

But I am hardly a financial expert, I tend to ignore money, so I'm not the best person to take advice from.

I was hoping it was Fuckin'. Jesse Fuckin' H.

Har! From now on, it will be.

I just got an advance copy of some new personal finance book, but I'm too scared to read it.

Huh. Not even listening to the Rubber Ducky song can halt the forward progression of my wrath.

Not even listening to the Rubber Ducky song can halt the forward progression of my wrath.

Sounds like they've got it coming.

Uh-oh.

t pokes MP3 collection to see what else I have that might help

"The Rainbow Connection"? Dr. Teeth and the Electric Mayhem singing "Can You Picture That?"

Or, if you really need the big guns, "C is for Cookie"?