Does anyone know about MBNA debt consolidation programs? Our considerable credit card debt is all on two cards, and one has a rate of 24% (the other one is much more reasonable), which means we will pay it off approximately NEVER. Has there been any publicity about the program? It looks good, but I don't want them to get all our debt in one place and then to jack the rate to make it more than we are now paying if you average out both cards. Any other debt consolidation programs for non-homeowners (Including applying to a lower interest-rate card) anyone know about?
Jayne: Captain, can you stop her from bein' cheerful, please? Mal: I don't believe there is a power in the 'verse that can stop Kaylee from being cheerful. Sometimes you just wanna duct tape her mouth and dump her in the hold for a month.
'Serenity'
Natter 37: Oddly Enough, We've Had This Conversation Before.
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Scrappy - Jul 29, 2005 4:09:15 pm PDT #4182 of 10002
Life moves pretty fast. You don't stop and look around once in a while, you could miss it.
Laura - Jul 29, 2005 5:00:28 pm PDT #4183 of 10002
Our wings are not tired.
I'd read the fine print carefully Robin. They all use any excuse to dump the promo rate and charge crazy rates. I had a Discover card that had a zero rate until I neglected to make 2 purchases a month.
Just got home from watching Fantastic Four stuff with the kids. Was fun.
§ ita § - Jul 29, 2005 5:03:53 pm PDT #4184 of 10002
Well not canonically, no, but this is transformative fiction.
I hate when people use their cell as their primary phone and I want to just leave a message and not have it ring RIGHT THERE, especially when I know they can't answer, but don't know if the ringer is off.
Or something.
DavidS - Jul 29, 2005 5:04:08 pm PDT #4185 of 10002
"Look, son, if it's good enough for Shirley Bassey, it's good enough for you."
Sorry to worry anybody. Nothing went off. My "Hmphh" was merely annoyance as I thought there was little credibility to the bomb scare. Though admittedly, I work across the street from the Federal Reserve Bank of San Francicsco (which has about 1 billion dollars in cash in the basement) and 101 California (nearby) was the scene of an infamous (in SF anyway) shooting spree.
Kat - Jul 29, 2005 5:50:46 pm PDT #4186 of 10002
"I keep to a strict diet of ill-advised enthusiasm and heartfelt regret." Leigh Bardugo
I hate when people use their cell as their primary phone and I want to just leave a message and not have it ring RIGHT THERE, especially when I know they can't answer, but don't know if the ringer is off.
This is what text messaging is for.
§ ita § - Jul 29, 2005 5:51:43 pm PDT #4187 of 10002
Well not canonically, no, but this is transformative fiction.
This is what text messaging is for.
I haven't text messaged in FOREVER. Huh.
Kat - Jul 29, 2005 5:53:56 pm PDT #4188 of 10002
"I keep to a strict diet of ill-advised enthusiasm and heartfelt regret." Leigh Bardugo
Frankly, I rarely text, unless I am going to send a picture too. It takes me too long.
§ ita § - Jul 29, 2005 5:54:47 pm PDT #4189 of 10002
Well not canonically, no, but this is transformative fiction.
My PDA has an SMS option. Now I want to try it. Can you text across providers?
Kat - Jul 29, 2005 5:59:40 pm PDT #4190 of 10002
"I keep to a strict diet of ill-advised enthusiasm and heartfelt regret." Leigh Bardugo
Yes. I could text you a picture right now if I wanted to. As long as your phone can receive, we can text it.
msbelle - Jul 29, 2005 6:04:42 pm PDT #4191 of 10002
I remember the crazy days. 500 posts an hour. Nubmer! Natgbsb
Robin, I have spent several years rolling debt onto new 0% cards each year. The month before the rate jacks, I get a new card, transfer teh remaining balance and cancel the first card. If you can't get a 0% card, I know there are websites where you can compare cards available. Also, if you don't want to get a new card, save all offers you get for a month or so and then call your current card company and tell them you are switching companies unless they match the offer.