I'm okay with minimum amounts, et al. What I'm really not okay with is having a service charge leveraged against me for debit card usage. Multi-especially when they don't tell me, but I just read it on the receipt.

My reflex isn't so much to pay cash as it is to give someone else my money.

msbelle, that's the price you pay for snogging meara. Sorry.

Sue, that looks like...well, head impalement. Complete with blood spurtage.

ita, do you mean a service charge from the vendor, or from your bank?

Some convenience stores will charge you if you use your debit to pay for something under $5.

it's 'illegal' (though I suspect that's a strong bit of propoganda on the credit card companies' part) for me to express a preference to my clients for receiving payment by cash or check.

Well, if it is illegal, then all the antiques dealers I've met don't know it. Everybody I've talked to will take a credit card, but will offer you an instant discount if you can pay via check or cash. I presume they set their prices to include the credit card fee, but so prefer cash deals that they'll lose that extra profit to acquire and keep a cash-paying customer.

a crappy picture of the overhead bin warning sign in my cubicle.

You're right - it looks like a rod or something has come out of the wall or ceiling and impaled the guy in the head.

eta: head-impalement x-post.

Sue, that looks like...well, head impalement. Complete with blood spurtage.

I know! That's what's crazy about it. OHS people see head getting banged with door, I see pole through head.

ita, do you mean a service charge from the vendor

At the time of sale, but I'm not sure who gets the money. If you already have a minimum amount thing in effect ($10), I'm really unexcited about giving you 75c on my $22 purchase.

Sue! You'd better be careful. That looks traumatic.

Sue, that is priceless.

It probably is bs Kat. I've never bothered to read the 15 pages of 8pt type that comes with my credit card stuff.

I still tell my clients that I prefer non-credit card payments but I don't push it strongly. I appreciate that I can offer them the convenience.

What I don't appreciate? That it takes the turnkey service I use (which is specifically geared to counselors and associations that don't have heavy transaction cycles) 7 to 10 days to deposit the payment, minus the fee.

So, not only do they get the percentage and per transaction fee, but I'm guessing there is some 'float' involved as well.

Sigh. What price convenience.

I'm pretty sure that my bank charges 55c for every debit transaction.