Oz ,'Selfless'
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
ita, do you mean a service charge from the vendor
At the time of sale, but I'm not sure who gets the money. If you already have a minimum amount thing in effect ($10), I'm really unexcited about giving you 75c on my $22 purchase.
Sue! You'd better be careful. That looks traumatic.
Sue, that is priceless.
It probably is bs Kat. I've never bothered to read the 15 pages of 8pt type that comes with my credit card stuff.
I still tell my clients that I prefer non-credit card payments but I don't push it strongly. I appreciate that I can offer them the convenience.
What I don't appreciate? That it takes the turnkey service I use (which is specifically geared to counselors and associations that don't have heavy transaction cycles) 7 to 10 days to deposit the payment, minus the fee.
So, not only do they get the percentage and per transaction fee, but I'm guessing there is some 'float' involved as well.
Sigh. What price convenience.
I'm pretty sure that my bank charges 55c for every debit transaction.
priceless.
But with a 5% discount if you pay cash.
Totally pole through the head.
There's a chain of gas stations here where the gas is a few cents cheaper per gallon if you pay cash. They were down in NC too. Can't recall which one. It might be Crown, or...not.
I'm pretty sure that my bank charges 55c for every debit transaction.
Mine doesn't charge me anything. Is your debit card masquerading as a credit card? I expect my purchases to cost me the same amount, at time of buying, as if it were cash or credit. If not, please say so before I put in my PIN.
Canada was ahead in debit card purchasing, IIRC, since I used it before I left in 93, but it didn't pick up in MI until some time after I got there.
I'm pretty sure that my bank charges 55c for every debit transaction.
We get hit for 50 cents per transaction. But if you use your debit card as a credit card, no fee. Weird.
I presume they set their prices to include the credit card fee, but so prefer cash deals that they'll lose that extra profit to acquire and keep a cash-paying customer.
I never even considered adjusting my prices per credit card fees.
Now that I think of it, I suppose it isn't that much to pay 3.75% plus 75 cents per transaction when I don't have to pay a monthly fee (some months I have NO cc transations at all) or buy/lease the equipment (it's all 'net based).
Not sure what the percentage might be, but some clients might not come at all if they could not use a credit card.