Oh, Cindy. That's awful! I'm so sorry.
Yes, there are three major credit reporting agencies: TransUnion, Equifax and Experian.
Mal: Take your people and go. Captain: You would have done the same. Mal: We can already see I haven't.
'Out Of Gas'
Spike's Bitches 24: I'm Very Seldom Naughty.
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risque (and frisque), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
vw bug - May 24, 2005 5:18:38 am PDT #800 of 10001
Mostly lurking...
juliana - May 24, 2005 5:19:09 am PDT #801 of 10001
I’d be lying if I didn’t say that I miss them all tonight…
Hey, I'm all for visiting Minneapolis. Sadly, she lives in *Duluth*. What the hell is in Duluth???
Hmmm. Think Buffalo, NY. It's actually amazingly pretty, but yeah, small town. And very windy in the winter. However, they have a hell of a jazz festival and they host Grandma's Marathon every June.
Fuckit. Come visit anyway!
woot billytea!!!
Vibes for you, vw.
Cindy! The hell? What's going on, sweetie?
edit: and I see now. Damn. Nora and others have good advice.
Topic!Cindy - May 24, 2005 5:19:55 am PDT #802 of 10001
What is even happening?
We have credit cards through the same bank through which we have our checking/savings/debit account.
I want to at least request copies of our credit report and make sure everything is on the up and up, because if someone had enough of our information to make up a debit card (it was swiped, so they had a physical card made), then they might have had enough of our information to open accounts elsewhere under our names.
Ginger - May 24, 2005 5:20:18 am PDT #803 of 10001
"It didn't taste good. It tasted soooo horrible. It tasted like....a vodka martini." - Matilda
Cindy, if you go to this page [link] you'll see instructions on what to do and towards the bottom there are links to all three credit bureaus. Even though the credit bureaus are supposed to notify each other, it's my understanding that you really need to put a fraud alert on all three.
Deena - May 24, 2005 5:21:47 am PDT #804 of 10001
How are you me? You need to stop that. Only I can be me. ~Kara
Ginger, the little demons are actually pretty good right now. Aidan's gotten a bit more challenging lately, but Kara's been a little less challenging, so it sort of evens out.
vw, I hope they call within the next few minutes.
Cindy, oh that's gut-wrenching. I hope that's the only thing they tried with the card and I'm so glad your bank caught it and denied.
Topic!Cindy - May 24, 2005 5:23:35 am PDT #805 of 10001
What is even happening?
Nora, vw, thank you. Bastards. Why don't they pick on people who have actual money left over, once the bills are paid?
edited to remove information.
Nora Deirdre - May 24, 2005 5:29:19 am PDT #806 of 10001
I’m responsible for my own happiness? I can’t even be responsible for my own breakfast! (Bojack Horseman)
Experian: [link] 888 397 3742 Equifax: [link] Call 1-888-766-0008 TransUnion: [link] 800-680-7289
This link is helpful too: [link]
And a general to-do list for fraud: [link]
I beleive they recommending reporting fraud by phone, rather than online.
Topic!Cindy - May 24, 2005 5:30:21 am PDT #807 of 10001
What is even happening?
Ginger and Nora, thanks.
Thanks everyone else, too. I know this is one of those things that will eventually clear up. It's just a scary pain in the tush, and it seems so easy to miss one of the steps.
Nora Deirdre - May 24, 2005 5:31:32 am PDT #808 of 10001
I’m responsible for my own happiness? I can’t even be responsible for my own breakfast! (Bojack Horseman)
It's scary. Don't forget, you gotta put fraud alerts on yours and Scott's reports... (I know, dumb reminder, but it's the kind of thing I'd space out on in times like this)
vw bug - May 24, 2005 5:48:41 am PDT #809 of 10001
Mostly lurking...
Pardon me as I run WOOHOOing through the thread!
WOO HOOOOOOOOOOOO!
Two of my three grades are posted:
Research Methods - A
Mountain Tales - A-
YAYAYAYAYAY!
And, I'm pretty sure that my creative writing class is gonna be an A as well. Whoot!
I was a little worried that I might get a B+ or B in Mountain Tales, but I didn't. Yay! (Not gonna say, "Shoulda done that extra credit." Nope. Not gonna say it.)