And in all seriousness, I'm frightened. I got back from signing papers and I've been upset all day.
I get that. Financing and home-owning have such heavy, long-term consequential anxieties attached to them.
'War Stories'
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risque (and frisque), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
And in all seriousness, I'm frightened. I got back from signing papers and I've been upset all day.
I get that. Financing and home-owning have such heavy, long-term consequential anxieties attached to them.
$600,000 dollars of debt could buy quite a house here. The kind of house where you need a map to find your way around.
Is $600,000 a sum that lenders actually expect to get paid off? Or is it a number that gets shuttled around to various owners as people move in and out of places?
Is $600,000 a sum that lenders actually expect to get paid off? Or is it a number that gets shuttled around to various owners as people move in and out of places?
I have to think that's it. And even though I too compartmentalize debt so that student loans and mortgages (if I had one) don't count in the same way as say, credit cars and car loans, I get the scary, Betsy.
I think the shared expectation is that we'll sell this and pay the bank back and move to a little sod hut in South Dakota.
But I don't WANT to live in South Dakota.
I have a new favorite joke.
"Why can't the Buddha vacuum under his sofa?"
"Because he has no attachments."
Heh. Buddha is comedy gold.
That reminds me of my favorite joke from back around Rushdie's fatwa.
"Did you hear about Rushdie's new book?"
"No, what is it?"
"It's titled:
Buddha, You Fat Fuck!
-giggles-
Joke is good.
Buff Diving: Look! I was funny once!
Aimée: The Snickers is proof that God loves us.
The Double Chin is proof that God's love is a tough love.
Is $600,000 a sum that lenders actually expect to get paid off? Or is it a number that gets shuttled around to various owners as people move in and out of places?
I think in this day and age, it's usually shuffled around. Of course, if you stay in one place for 30 years, it'll be paid off (assuming a 30 year mortgage). I've heard figures like 7-10 years as the average time a homeowner stays in one place. We've been here for 4, and I'd like to be able to sell and move to a better house in 2-3. I don't have the figures on me for what we'd still owe on the house at that point (right now, we owe about $190k on the thing), just that we should, at that point, have enough between equity and saved money to purchase something in the 300-350k range. Which would still get us a fixer, just a fixer in a better part of town.
"Why can't the Buddha vacuum under his sofa?"
"Because he has no attachments."
It took me YEARS to get the "Make me one with everything" joke. Years.
Me = dumkopf.