It is so wild how I never factor my mortgage into my debt.
Saying I have $10K in debt is so much easier than saying I have $100K.
I pay a little more than a third of my take home for mortgage and maintenance.
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
It is so wild how I never factor my mortgage into my debt.
Saying I have $10K in debt is so much easier than saying I have $100K.
I pay a little more than a third of my take home for mortgage and maintenance.
My income is not my own to share. When I last worked for money (a little more than 9 years ago, I left the job to have Ben), I was making 32K. Then, our rent was $650, but there were two of us paying it. I was probably 6 months from paying off my car (that we still have) and 4 years shy of paying off my student loans (which I finished paying in the year 2000), but I can't remember what the total debt was. It just felt so good when they were finally paid. That first year or so without my pay SUCKED incredibly. Six months after that, we were buying a house. Money is a necessary evil. I hate it.
I am so relieved that baby wasn't thrown from a car that I could throw up. It's all I could think about, all day. I hope that woman gets some help, and that the Safe Haven laws get talked up A LOT in the media. 47 of the 50 States have Safe Haven laws, which basically legalize voluntary abandonment of newborns, at designated sites (usually hospitals, manned fire stations, and the not-so-popular police stations).
My mortgage is 14.2% of gross, but I suppose I get below 12.8% with refinacing to a 30 year note instead of a 15.
I may add that every raise or bonus I've gotten has come with a warning not to tell anybody else, but that's because of intra-work competition and the boss not wanting to hear "Why didn't I get one, too?"
Every time I have stumbled upon salary or bonus information, it has been one of my bosses that slipped. Which usually leaves me sitting there, stunned, and then saying, two days later, "you really shouldn't slip like that because hearing that information pissed me off."
I still haven't decided what to do about the fact that the last slip revealed the brand spanking new assistant makes the same salary as manager level been here three years me.
It is so wild how I never factor my mortgage into my debt.
You're not alone. I would say that I am debt-free. I never include the mortgage.
In NYC you can qualify for an apartment if your annual salary is 40 times the monthly rent. I wa shocked the other day when a friend was angsting about moving into a $1450 apartment, because I know she makes at least $75K, if not more. When I was making $57K, I paid $1350, and lived just fine.
I still haven't decided what to do about the fact that the last slip revealed the brand spanking new assistant makes the same salary as manager level been here three years me.
This is part of why it pays to change jobs. I had a peer making $45K, because she had been there 10+ years, and usually only got COLA, if that. In the three years I worked at that place there were no raises, not even COLA.
Why were you dubbed "charmingly Jamaican" for having the second dream job?
Well, they were teasing because properly Jamaican would mean three jobs. It's one of our stereotypes in the US, I came to learn.
Or if there's a word for the worldview where only the things you can quantify exist...
I can't think of a polite one. Some guy once said "There are more things in heaven and Earth, Horatio, Than are dreamt of in your philosophy" and I gotta go with one.
That's the problem with a word like unique. It's kinda all or nothing.
12.8%!!! 12.8%!?!
OK, I've got to stop laughing at some point. I'm just glad that my rent is now no longer 1/3 of my gross.
Wow, I just did the debt tally again. About a grand more total than I make in a year.
My rent is currently 15% of my pay, pre-tax. (Which will get worse if my roomate moves out, but manageable if I slow down payment on aforementioned debt.) It seems like I won't ever be able to dig out from this!
I'm going to go see Bride and Prejudice very soon! With my aunt! Yay!
I have no idea how much I make a year. Maybe $3000ish? I make $9 an hour, but I only work 11 hours a week, and I've had an incredibly hard time getting a summer job, in the past few years, so that doesn't extend through the summer months. I also have a nice chunk of debt, and I need to go take out another loan, actually, which sucks. And my rent sucks, and just adds to my debt, since I basically have enough to feed myself, and do little things, like movies and books and occasionally eating out-- also known as mental health activities, but that's about it. But I have no car payments, because I have no car. So, that's an unfortunate plus, of some sort.