(I think our laws are actually consumer-protective, and it costs the insurers "too much" to insure here. But screw them. No offense actuaries, but when the revolution comes, the insurance companies are the first I'm putting up against the wall).
Now, now, Cindy. You're biting the hand that feeds Owen. ;)
I'm so tired. O was up of and on between 4 and 6 and we had to be out of the house by 9:30 for class. Got to sign language on time. It was AWESOME! I can't wait to start working with the baby on this.
This was the first time Owen has ever been in a room full of babies (there were about 15). He loved it. He laughed and babbled and crawled towards them. He is one of the oldest babies in the class and he's definitely the largest one. He looked like Godzilla descending on Tokyo.
He kept doing his howler monkey impression and making everyone laugh. Great. He's already the class clown.
By day this thirtysomething woman works for a software company, and onstage she has enough energy stored up to pick up her pompoms and lead SCS’s audience in a cheer to get the party started.
You are totally holding out on us about the cheerleader pictures!
Nora, I've been having this terrible, completely irrational feeling that you guy you knew who killed himself is a friend I've lost touch with who lives up there. (He talked about suicide sometimes when we were close and has a family history of it so it's not totally random.) Did the guy you know have a little boy by any chance?
(and I guess what I should really do is make more of an effort to get in touch with him. He was one of my best friends in grad school but we had a kind of complicated relationship and stopped communicating a year or so he moved back to Mass.)
Thanks. Marvin is pretty taggable, although I miss the days when I could hear that and congratulate us for, you know, coming to our senses and etc.
I don't think he did. He was Irish, if that helps.
He was Irish, if that helps.
Okay. no. Irish descent but from NC. thanks. I'm sorry for the real guy's people though. it just sucks.
You Massachusettites (that can't be right) are the ones that our various Insurance Commisioners (the last three of whom, at least, spent some time in jail (while still serving), inspiring the initiative requiring convicted felons to step down from elected office (it didn't pass)) hold up as examples of what will happen here if we impose any regulations at all on insurance companies.
Yes, of course, we still get insured, and if all y'all (not just LA, but the other states, too) followed suit, the insurers would have no choice but to adapt to the consumer protection regulations, or go out of business.
This post was mostly an excuse to abuse parentheses. They've been getting above their station, lately.
I am so naturally disposed to parentheticality that I was surprised to find I had to focus to follow along, but follow along I did.
Aidan is going to turn two years old in three days, right Deena? Ogh. Time is a thief. I hope you and the babies feel better, soon.
I will have to admit that there is still schmoopiness going on, I'm just better at keeping it somewhat contained.
Damn! I don't like the containment. I like to hear about Teh Schmoop! Well, your schmoop. Bitch Schmoop.
What. Nora. Said.
Yes, of course, we still get insured, and if all y'all (not just LA, but the other states, too) followed suit, the insurers would have no choice but to adapt to the consumer protection regulations, or go out of business.
FWIW, the insurance business as a whole is more strictly regulated than any other type of business. EVER. I'm not saying abuses don't occur, but more often than not, the insurance companies are held accountable in some way.
The Very Large and Well Known Insurance Co. DH works for pays out 98 cents on every dollar of premium it takes in (according to last year's figures). Its profits come from carefully investing (no high risk per regulation) and buying bonds. When insurance companies take in much more premiums than they pay out in claims, they are forced to lower their rates by state insurance commissions.
