I have Commerce Insurance for my car. Like I said earlier, though, no renters' insurance for students in MA. Which I just think is the DUMBEST. LAW. EVAH. And when I have time to deal with it, I just might make some calls and write some nasty letters.

Tom has an agent, who did the dirty work (comparing rates and benefits) for him. Apparantly Massachusetts Fair Coverage Co. (or something like that- basically an insurance company that exists to provide high risk people with insurance) is the only one who will insure us Somervillians at a decent price. Which surprised the agent, since that company is usually the Last Resort, thus more expensive. But the premiums are 30-50% less. Weird.

Pricing insurance is very weird. But if they're the Last Resort in other lines of property casualty insurance, they may not have a lot of renters insurance policies out there--or the people who insure with them have fewer losses--resulting in lower premiums. Who knows. But price is the best way to shop for insurance (so says my hubby).

I have Commerce Insurance for my car. Like I said earlier, though, no renters' insurance for students in MA. Which I just think is the DUMBEST. LAW. EVAH. And when I have time to deal with it, I just might make some calls and write some nasty letters.

You're going to want to address those letters to the insurance commission of MA. I'm curious why no renters insurance for students--is it just that company? It may actually be a bad risk for some companies. But no company offers it, that's just insane.

If you're thinking about renters' insurance, a lot of times the best place to start is to call whoever you have your car or other insurance through - generally they'll give you a deal for having multiple policies.

Massachusetts, apparently, or vw's insurance co. anyway, appears to be smoking crack, so I guess that won't help there.

SA, you mean in F suite?

Yep. Gotta deal with beauracrazy tomorrow. Sigh.

Hey, at least they let you into your real room, with actual bedding and your actual stuff.

I was the one asking about insurance companies. My car insurance is through Geico--did you know a lot of insurance companies won't insure a car as old as mine?--and Geico goes to a third party for renters insurance, at least in Utah. I checked their online quote for $20,000 property and $20,000 liability, and they want $300 a year. I think I'll check around. I don't think State Farm works in Utah, but I'll check.

My car insurance is through Geico

How are they? I always say when I get a car, I'll get Geico cause I love their commercials so much.

SA, I wish you bureaucracy-ma. College housing sucks.

ChiKat, that does sound odd -- and yes, it does sound like she might be pregnant. Eek, for the kids' sake.

I have inherited from my parents a love of grasshoppers, which are made from green Creme de Menthe, white Creme de Cocoa and ice cream.

This allows me to tell my favorite joke ever, which is like so:

A grasshopper walks into a bar. The bartender says, "We have a drink named after you." Grasshopper looks confused and says, "You have a drink named Frank?"

Ba-dum-bump.

Yay, askye! Great news. I hope the price doesn't shoot up.

Nora, I am so sorry about your acquaintance and especially the girlfriend he leaves behind. Such a terrible experience.

I had renter's insurance in the very first aparmtnet I lived in, but haven't since becaus ethat $100 a year was a lot of money for me for much of my adult life. I should look into it now that I have actual stuff. Right now we're covered by our landlord's homeowner's insurance, but I expect to move this summer.

(edited to fix formatting and to add: ChiKat, that's freaky. I hope it somehow turns ot to be all right.)

A grasshopper walks into a bar. The bartender says, "We have a drink named after you." Grasshopper looks confused and says, "You have a drink named Frank?"

Ba-dum-bump.

Hee!