The problem with complimenting people about weight (either way) is that it can be correlated with medical troubles. The last time people were cooing at me about how much weight I'd lost, I had anorexia from Prozac, and wasn't happy about it at all. I've also taken meds that made me gain weight. Pfeh on the serotonin system!
Kaylee ,'Shindig'
Natter 31 But Looks 29
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
"I second that feh, and raise you a mmgh," Both because it's true and because when in doubt quote Xander Harris.
the east coast is getting whomped from the Atlantic,
Well, some of the East coast. The midatlantic is, with periodic normal weather (though biased towards rain rather than snow), experiencing unseasonably warm weather. It isn't even freezing out! I
lori, your dryer is outside?!! Even in NM we wouldn't consider that (monsoon season.) Unless you mean clotheslines. Those I had for 16 years. And limey water. Crunchy towels were the norm.
experiencing unseasonably warm weather. It isn't even freezing out!
It is fairly odd for us to be getting all this rain in January. It's 38 out right now.
So, I just opened my utilities bill and there was a notice that my service was being turned off. Um. WTF?!? I have auto-pay out of my bank account, and money in the bank. So I called, waited on hold for 15 minutes, and....yeah, just an error. OMG.
Jesse, that reminds me. I really need to get my gas service "turned on." It's on. They just added new meters. I'm supposed to take over paying for it. I'm told I have 15 days. They did it like...a month ago? It would really suck to come home to no heat.
But hey! My going month-to-month on my rent is only costing me an additional $575, not $720! need to start house shopping. need to go get preapproved and told my down payment available is too piddly
No down payment too piddly, sara. There's always something to be done.
I probably have enough for 10%, maybe even 15% depending on what my parents want to do. It makes me nervous to have no emergency cushion, and I'll be liquidating that.
Cass -- sorry, it's a bit of a one-off, though work has had two other sales conferences in the SD area that I know of over the years, so the likelihood is that they'll do it again sometime....
No down payment too piddly, sara. There's always something to be done.
This is true. First time home buyers can qualify with very little down. I was shocked how little actual cash we had to cough up to buy. It took a while to dump the PMI payments, but it was worth it. It would have taken us several more years to come up with the full 10% down.
I probably have enough for 10%, maybe even 15% depending on what my parents want to do.
sarameg, you should be fine. We got in with 5%, though we had to put up with PMI (mortgage insurance) payments for a few years.
And when calculating whether you can afford the mortgage payment, keep in mind that your paycheck will likely go up because less is withheld for taxes. (Thanks to interest, real estate taxes, and during the first year, any points you've paid.)