Thanks, all!
I did an independent study econ class my senior year, where I had to write a 1-page paper on some academic economics topic. The regular class did more like the stock market game. Pretty sure I got the better end of that deal.
I continue to think we need a 1 semester Highest School for, like, 23 year olds, for all the "we told you this 5 years ago, but you didn't believe us. But now you've thrown out your back a couple times and fucked up with credit cards and done your taxes, so let's go back over it now you get that it's important" stuff