River ,'Objects In Space'
Off-topic discussion. Wanna talk about corsets, duct tape, butt kicking, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
The advice for how to guard against it was a big shrug.
Everything I've learned about credit card fraud lately is that all of our credit card numbers are available online for not very much money, so we're all the aliens waiting for The Claw in Toy Story.
I know some banks will create virtual credit card numbers for one-time use shopping online, so even if some shady individual gets ahold of that number, it's useless to them. Sadly, it looks like my bank does create virtual credit card numbers...only for business accounts. Sheesh.
Steph - Capital One has a browser extension that you can add to Chrome to create/manage virtual credit card numbers. So far it has worked OK for me.
One of the things I do is use one credit card exclusively for online stuff and a different one for in-person. The idea is that they (probably) won't both be compromised at the same time so I will have some kind of plastic available.
We live in complicated times.
I went with a cold sandwich from the vending machine. So unsatisfying, but cheap.
Everything I've learned about credit card fraud lately is that all of our credit card numbers are available online for not very much money, so we're all the aliens waiting for The Claw in Toy Story.
Yep. Signed, working on e-commerce software made me super paranoid but I still do most of my shopping online.
It's a goddamn pain in the ass is what it is. I rarely used my debit card before, and now I'm going to use it even less. I'll collect points and cash back and pay it off at the end of the month.
(Yes, I do realize my good fortune and privilege in being able to say and do this.)
The registration bot flood is a common way of pulling off this scheme, so if any of you get hit with a bunch of registration emails for newsletters--some of which may be things you'd subscribe to in the first place--start monitoring your inbox and credit cards very closely. There's a fraudulent purchase coming. Took them about 10 hours from when they started bombing me to when they made the purchase.
Timelies all!
Looks like a quiet weekend here. Only thing scheduled is the birthday party for a friend's daughter tomorrow.
We finally have a quiet weekend too. I just have my two hour volunteer gig tomorrow morning and that's it. Hopefully we can do some clean up and food prep.
Most of my online shopping is under $200. I have the card I opened with my original credit union a bajillion years ago. I never increased the limit on it, which is $300. I've had several cards with fairly high limits and commensurate interest rates, which I used and got deeply into debt, and then stubbornly froze the cards--literally in ice--and paid them off, one by one, until I cancelled them (under protest, because hey! The issuers made *tons* of money off me) and took pleasure in cutting them and throwing them away.
I keep the bitty limit (and interest) one and pay monthy things, like Netflix, with it, or small online purchases like books or toys or special dish towels or the like, usually for gifts, and pay it off every month. If someone stole it, they'd not have much money to play with, so no fun for them. The CU is on reports like a kill robot, and very good about voiding false charges. I keep the debit card (with the other credit union) for local purchases, but since it's attached to my accounts, I never use it online.
I don't live very large, and tend to fly below thieves' interest range--so far anyway.
woohoo - got the igloo cooler sold and picked up.