{{amyth}} I'm so sorry to hear the bad health news, but very happy that you have so many good people to support you.
Laura, my condolences in your losses.
My sympathies to those of you fighting with your insurance providers. So far, I've had no major problems and I think my plan is pretty good (the state of WI is very good about managing these sort of things, we have one of the best employee retirement funds in the country), but I still live in the fear of something catastrophic happening. While insurance will cover bills, if I'm out of work for any significant time then long term disability and income continuation kicks in, which is nice, but at 75% of my income, I may as well be bankrupt. I'd have to sell everything.