Have that issue with auto insurance too--like, if someone is paralyzed for life and sues me , wouldn't I need tons of insurance??
My sister was involved in an accident in which a motorcycle ran into her company van and the two people on the motorcycle sued her. After that, we both had discussions with our insurance agents (different companies, neither one the insurance company handling the suit), and we both then increased our auto insurance to $500,000 liability and bought million dollar umbrella policies to act as sort of back-up coverage for both our home and auto policies. I was surprised how little it increased our payments. It was worth it.
The accident was technically her fault but I don't believe it was her actual fault. She stopped at a stop sign, then she pulled forward, and just as she did, the motorcycle hit her behind the front wheelwell, hard enough to slam the van into the ditch. He was going real fast and he didn't even brake. She never saw him coming. We both believe, and the police and lawyers seem to agree, that the guy was speeding with his lights off, down this curving country road with no streetlights, at twilight, at the end of which is nothing but some houses and a tavern, and he has a history of accidents and driving drunk, while my sister has zero accidents in 50 years of driving, so... yeah. That was two years ago and she's been terrified ever since that they were going to take everything she has. They settled for the insurance payout and it's finally over. But if my ultra-careful sister can get into an accident and get sued, anyone can. And that's why I bought a huge umbrella policy.
Yipes Zen! I am so used to the let's-not-bring-insurance-into-this approach.
I think I want someone to high five me every time I accomplish a task and then give me a gold star, and after I reach a certain number of gold stars, that person should bring me a cupcake or some curly fries for a job well done.
That sounds like an excellent system that should be instituted immediately.
I mean, there's something called Cannibal! The Musical, but I don't know anything about it.
I think I've seen that. A movie by the South Park guys? If it's what I'm thinking of, it was pretty good: funny, with a good emotional through line and some catchy tunes. I still go around singing how my heart's as warm as a baked potato sometimes.
I know I have an umbrella liability policy but I forget for how much. I think it's pretty high, just in case, but the policy payments are not expensive. My insurance agent suggested it when we were getting homeowner's, and it was such small change in comparison it seemed to make sense. I similarly have a life insurance policy just so my heirs will have some money to spend on selling my house or court fees for settling probate or whatever, because insurance does not have to go through probate. I do need to change the beneficiaries of that, though, I mean for it to go to my niece and nephew - she's still a minor but he's 21 so he should be on it.
Why It’s So Hard to Get Great Bagels in California
The story of a sad New Yorker in LA, trying to find a taste of home.
I know The Guy from Arkansas Who Ordered Delivery BBQ Ribs in Milwaukee turned out to be a horror story.
I think I've seen that. A movie by the South Park guys?
Oh yeah, that is what it is.
My mother should have gone the "let's not get insurance involved" route, because after three fender benders in two years, her insurance got canceled. Oops.
Congrats, Sheryl and Gary.
We are in St. George, UT, on our way home from a week long trip to Idaho. I will be thrilled to be home soon. Until then, I'm hiding from the 101 degree heat. In Idaho Falls this AM, it was in the 50s and rainy. WHAT?
shrift, did you find a new place?
I think I want someone to high five me every time I accomplish a task and then give me a gold star, and after I reach a certain number of gold stars, that person should bring me a cupcake or some curly fries for a job well done.
I thought your company did that. I'm so disillusioned.
The inside scoop on all the perks Google does not, in fact, offer its employees is kind of a bummer. No IV caffeine for the commute; no high-fives and curly fries incentive program. Sad, really.
shrift, did you find a new place?
I did, Kat! I signed a lease on a 1-bedroom in Inner Sunset.
