pay as you go

That's good, unless it's a huge failure. My warranty covers my entire HVAC system, among other expensive items. The failure that happened last year was minor, and it still would have cost me $1000+ to repair. If my system completely breaks down and needs replaced, the $540 dollars I spend on the warranty is a drop in the bucket compared to the $10,000 it would cost me to replace my central air/forced air heating system. My sump pump replacement would have been another $500. For just those two issues, I spent $150 rather than $1500.

Have I had to follow through? Yes, but I would have had to do that if I found a repairman on my own. There is also a mechanism to have shoddy repair work corrected.

Some people do not have the reserves to cover a high four- or five-figure repair/replacement. AHS allows you to pay monthly on a credit card with no markup or surcharge. I'd rather pay $45 a month just in case, especially if I know I can't afford a major repair or expense.

do they cover appliances?

Appliances are also covered in mine, washer/dryer included. Certain coverages also cover additional items, like ceiling fans.

My warranty covers the following:

CORE COVERAGE PLAN® • Heating • Electrical • Air Conditioning • Built-in Microwaves • Ductwork • Dishwashers • Plumbing/Whirlpool Tubs • Garbage Disposals • Plumbing Stoppages • Ranges/Ovens/Cooktops • Water Heaters • Trash Compactors

SERVICEPLUS PACKAGE® • Refrigerant Recapture, Reclaim and Disposal • Undetectable Pre-existing Conditions • Removal of Defective Equipment • Improper Installations, Repairs or Modifications • Permits ($250 per occurrence) • Mismatched Systems • Code Violations ($250 per contract term)

COVERAGEPLUS PACKAGE® • Ceiling Fans • Ductwork: increase limit to $1,000 for ductwork located in concrete • Garage Door Openers • Telephone • Plumbing: pressure regulators, faucets, shower heads and shower arms, hose bibs, toilets of like quality ($600 per occurrence), sewage ejector pumps and increase limit to $1,000 for plumbing located in concrete • Built-in Food Centers • Doorbells • Instant Hot/Cold Water Dispensers • Central Vacuums • Smoke Detectors • Trash Compactors: removable buckets • Built-in Microwaves: door glass and racks • Ranges/Ovens/Cooktops: rotisseries • Air Conditioning: geothermal/water source heat pumps, electric, non-ducted wall racks, handles, knobs and dials A/C units, registers and grills • Heating: geothermal/water source heat pumps, registers, grills and heat lamps

Steph, that's bullshit, plain and simple. You want to sell it, then you have to clean it up. And if the bulldozer brings the snacks out, then you put them away unless there's a designated cleanup person.

Nailing down all of the "special cases' for this project has now been dubbed 'cats chasing the red dot.' Can I go home now? (3rd meeting since 8:30 just ended and I have another in 25 minutes. And things to do from meetings 1-3.)

Nailing down all of the "special cases' for this project has now been dubbed 'cats chasing the red dot.' Can I go home now?

[link]

Business cat says no.

Well, I'm off to a job interview. No idea why they called me in for this one, to be honest, as I have no experience in 8-14 year old education, but it's good interview experience. And I have an excuse to dress up and wear my pretty shoes.

Conference call going on two hours now. They're trying to figure out why staff is not sufficiently engaged. This is the first time in 15 years they've actually asked staff why they're not engaged.

You're not engaged because you have to waste your time in pointless meetings.

I skipping to the end to say Steph, tell them that you and Tim will not clean up. Period.

That's all, they figure out the rest. Consequences? They deal with them. Annoyances? On them.

You do not need to be part of the discussion any more beyond "we will not clean up."

My old AC wasn't covered by the home warranty we had for a year ecause it was 30 (!!) years old. Definitely worth it if ends up helping with that, though I have heard of people running into headaches there too (the warranty only covering the cheapest model, for example, instead of higher efficiency options). Obviously horror stories are just that and I am interested to hear that there has been better success here. I may reevaluate based on your recommendations.

A home warranty is like any other optional warranty or insurance, I think. If you can much more easily afford the payment than the worst case scenario, you should absolutely do it. For many people it will pay itself back and for others it won't, by design, but peace of mind and more security of budget against disaster are valuable commodities for sure. I tend to be of the "take my chances" mindset but that type of gambling is not for everybody.

I am about to go outside and plant some hops rhizomes. Can home brewing be far away for me?

I am looking for a therapist. Just heard someone talking about their general mild depression and anxiety and yeah, that's me. I should have probably not tapered myself off the anti-anxiety meds. It's been months though, like more than 6 months I think and I don't think things are much worse, I just would never really leave the house if I didn't have to. Not because I don't want to do things, but everything seems like so much work and sitting is easier.

Steph, what a PITA!

And msbelle, good luck on the therapist front. I wish I had a good lead on how to find a therapist.