Gavin, ask yourself this question. What are you more afraid of, a giant murderous demon or me?

Lilah ,'Destiny'


Natter 73: Chuck Norris only wishes he could Natter  

Off-topic discussion. Wanna talk about corsets, duct tape, butt kicking, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.


Jesse - Feb 13, 2015 7:14:48 am PST #19208 of 30000
Sometimes I trip on how happy we could be.

Buy a box of kids' Valentines (obviously superhero-themed; I'm sure I didn't need to say that) and hide each one around the house.

Because Avengers are LOVE. I'm doing it.

An excellent idea!


sj - Feb 13, 2015 7:16:00 am PST #19209 of 30000
"There are few hours in life more agreeable than the hour dedicated to the ceremony known as afternoon tea."

Teppy, that's a wonderful idea.


SuziQ - Feb 13, 2015 7:21:22 am PST #19210 of 30000
Back tattoos of the mother is that you are absolutely right - Ame

House buying folks - how much up front money did you need? Not talking about down payment. If you would rather respond in e-mail, my profile addy is good.


-t - Feb 13, 2015 7:22:11 am PST #19211 of 30000
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration

Aw, Tep and Strix's Valentine plans both sound great!


sj - Feb 13, 2015 7:25:36 am PST #19212 of 30000
"There are few hours in life more agreeable than the hour dedicated to the ceremony known as afternoon tea."

House buying folks - how much up front money did you need? Not talking about down payment. If you would rather respond in e-mail, my profile addy is good.

I don't understand the question if it doesn't refer to down payment.


SuziQ - Feb 13, 2015 7:29:18 am PST #19213 of 30000
Back tattoos of the mother is that you are absolutely right - Ame

Are there closing costs that have to be paid up front?

I'm putting aside money for moving and trying to add extra for painting or other minor pre-move in costs. But I'm trying to see what else I need to prep for.


sj - Feb 13, 2015 7:33:19 am PST #19214 of 30000
"There are few hours in life more agreeable than the hour dedicated to the ceremony known as afternoon tea."

Yes, there are some closing costs. Are you going to a bank or a credit union to be pre-approved for a mortgage? Our credit union went over all the closing costs with us well ahead of time, and those costs were dependent on credit score. And if you want to use a lawyer, that will cost more as well. I can't remember the exact costs of what we paid, but I can look it up. Also, there are fees for inspectors.


-t - Feb 13, 2015 7:36:02 am PST #19215 of 30000
I am a woman of various inclinations and only some of the time are they to burn everything down in frustration

Sometimes having the effective memory of a goldfish means I can give myself surprise presents. To wit - totally forgot that I bought new sweat pants last time I was at Target. Score!


brenda m - Feb 13, 2015 7:40:30 am PST #19216 of 30000
If you're going through hell/keep on going/don't slow down/keep your fear from showing/you might be gone/'fore the devil even knows you're there

I'd prepare for about $7 or $8K. But there are a lot of things that will impact that - points, time of year for taxes, etc.


SuziQ - Feb 13, 2015 7:43:08 am PST #19217 of 30000
Back tattoos of the mother is that you are absolutely right - Ame

I'm going through my credit union. I have sent a bunch of questions to the agent who contacted me and I'm impatient for a response.