Do you have a joint account? I just endorse checks 'For Deposit' with the account number on the back no matter how they are made out. They are pretty much processed by machine now anyway. Usually I make deposits via ATM.
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We don't have a joint account yet. I was hoping that scribbling my last name on the check would let me deposit it into my account. (I'm not greedy; it's just because it's made out to "Tim and Steph," so there's room after my name. If it was made out to "Steph and Tim," then Tim could scribble his name.)
I do what Laura does.
I get every variation of spelling on my clients' checks. The banks take them all. I even deposited a check made out to Bartleby Mylast-name once!
You can scribble your name, and if your bank has ATM deposits, no ID. You'll be getting a lot of checks, and the account is in both your names, right?
I used to sign D's names on checks, and my handwriting is nice, and his is a scrawl -- no problem.
As noted, Teppy, if you deposit it through the ATM they don't give a shit.
the account is in both your names, right?
We don't have a joint account yet. We're still very roommate-y about money. ("It's your week to buy groceries!" "Well, I paid for the pets' vet trip, so I'm taking that out of what I owe you for August's bills!")
One of you would have to deposit it, though. I'm not sure I'd try adding your last name on the front, though -- I'd do what Laura suggested.
I'd say sign it, have Tim sign it, and deposit it into the ATM. See what happens. But you're going to want to get a joint account soon, because it will become a giant pain in the ass.
Just sign and deposit. It will not be an issue, IME.
I am officially a danger to myself. Last night in bed I stretched--just a normal, full body stretch--but I must have been at a weird angle, because I managed to PULL A GROIN MUSCLE. Seriously, my body is fired. I could barely walk today.
Just sign and deposit. It will not be an issue, IME.
BoA gave us problems in person, but they have never given me a problem with the ATM deposits.