At least you can get it without losing your house that way.

I do not see anywhere on it addressing the mandates for employeers to offer dependant coverage up to age 26, or free preventative visits - and what that will do to business costs.

I don't know, I haven't dug into it deeply enough (I was looking for information about businesses on the 50-employee line, because my brother's restaurant is about that size). The setup appears to be that if you have more than 50 full-time employees, you either provide insurance or pay a penalty equal to $2K x (#of employees -30).

If you're smaller than that you don't have to provide insurance, but if you do, you can get credits against your costs.

I haven't looked to see whether employers are required to provide plans that allow family members to be covered.

Stuff like this frustrates the hell out of me. I have no problem discussing differences of policy and philosophy with people. But I hate them refusing to know or accept factual data.

Offer to bet. In my last job I made money from a conservative co-worker.After the third time he stopped discussing politics. Because I refused to discuss factual disagreements unless he was willing to bet on them.

Here's a thing that I love: Michelle Obama was wearing something she already had last night: [link]

as always, do not read the comments, although they are at least a bit balanced.

K-Bug wouldn't have health care without ACA as she falls into the post-college but under 26 bucket.

Just got our open enrollment information at work and the HMO employee cost is going up by over a third. I may have to go back to a PPO. While the family is basically healthy these days, K-Bug does have a watch and see issue. If that becomes an Issue, then I'll probably wish I had stayed with the HMO option. Gah. Need to thinky think on this. I have a week before I have to decide.

I suspect that the transition to full-on ACA is going to be difficult for a lot of people, not just companies. But when it settles out, if the exchanges are established, I should hope we'll all be better off, like Massachusetts.

I just did Open enrollment here! A sky-is-falling co-worker went on some rambling thing about with this election costs were going to go up and no one was talking about it when doing the open enrollment walk throughs and I was all WHUH?!? So I did mine and my health coverage contribution GOES DOWN for next year, so I email her that info (the fact based arguments you all touted above). What she was going on about was the expiration of the payroll tax deductions that will hit in December. !! Those tax cuts were going to expire no matter who won this election. The AARP wanted them to expire, House and Senate wanted them to expire - NO ONE - save the employeed who do NOT GET IT - wanted them to stay in effect. Jesusita chica. also - as a single woman that amounts to about $30 per pay period for her. We are paid well here, that should not be an even noticable blip if she is living within her means.

I keep panicking and think I've missed Open Enrollment, but mine hasn't started yet. And even if I miss it, I'll just have the same health insurance next year that I did this year, which is what I want, so absolutely no need to panic. I think I'll blame my adrenal gland, it gets bored.

I only start to panic because I would lose out on FSA and that ends up being over $5K pre-tax for me.