Remember that most balance transfer offers include a percentage fee, so they're not really zero interest situations (though it can still save you hundreds of dollars in interest compared to a regular credit card balance).
I battle evil. But I don't really win. The bad keeps coming back and getting stronger. Like that kid in the story, the boy that stuck his finger in the duck.
Buffy ,'Showtime'
Natter 69: Practically names itself.
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Matt the Bruins fan - Mar 20, 2012 3:48:58 pm PDT #27434 of 30001
"I remember when they eventually introduced that drug kingpin who murdered people and smuggled drugs inside snakes and I was like 'Finally. A normal person.'” —RahvinDragand
brenda m - Mar 20, 2012 3:49:27 pm PDT #27435 of 30001
If you're going through hell/keep on going/don't slow down/keep your fear from showing/you might be gone/'fore the devil even knows you're there
That's the idea. Or at least, shift as much of the balance to the new card as I think I can pay off during the promotional period. Since I assume the interest on a line of credit would be more than 0%, this way is the cheapest.
I would recommend doing it sooner than later. Recent credit applications are a fairly big hit.
Steph L. - Mar 20, 2012 3:49:54 pm PDT #27436 of 30001
I look more rad than Lutheranism
I should probably see about getting a real card and do small things with it.
I put everything on my credit card but I enter the transactions into my check register as if they were cash/debit, so I know I have the money to cover it.
§ ita § - Mar 20, 2012 3:57:36 pm PDT #27437 of 30001
Well not canonically, no, but this is transformative fiction.
I put everything on my credit card but I enter the transactions into my check register as if they were cash/debit, so I know I have the money to cover it.
That's my approximate modus operandi. I still use my debit card from time to time so I don't have some sort of attack when the credit card bill comes, but I get reward points, so I figure I might as well generate them.
I have a question spurred by a story I just read--how old is old enough to leave sitting in a bath by themselves while you answer the door, presumably out of really easy earshot?
le nubian - Mar 20, 2012 3:59:57 pm PDT #27438 of 30001
"And to be clear, I am the hell. And the high water."
ita, young children can drown in 2 inches of water.
I would probably say 5?
billytea - Mar 20, 2012 4:03:18 pm PDT #27439 of 30001
You were a wrong baby who grew up wrong. The wrong kind of wrong. It's better you hear it from a friend.
I would probably say 5?
From five years old is what I've seen too.
Jesse - Mar 20, 2012 4:07:48 pm PDT #27440 of 30001
Sometimes I trip on how happy we could be.
My friend leaves her 2 and 4 year-olds alone together in the bath, but acknowledges it's not recommended.
Matt the Bruins fan - Mar 20, 2012 4:17:47 pm PDT #27441 of 30001
"I remember when they eventually introduced that drug kingpin who murdered people and smuggled drugs inside snakes and I was like 'Finally. A normal person.'” —RahvinDragand
I look sideways at your friend. Maybe a 4-year-old is OK to leave alone, but leaving a 2-year-old under the supervision of a prekindergardener? Oh HELL no!
Jesse - Mar 20, 2012 4:22:57 pm PDT #27442 of 30001
Sometimes I trip on how happy we could be.
She's not out of earshot or anything -- the house is small.
§ ita § - Mar 20, 2012 4:42:53 pm PDT #27443 of 30001
Well not canonically, no, but this is transformative fiction.
Okay, that jibes with my reflexive reaction. The author was portraying somewhat irresponsible behaviour without criticism.
I would freak out outright at the idea of leaving a two year old unsupervised in the bath long enough to be answering a door or doing anything else which took that level of my attention. But I don't have any experience to back that up with. The idea makes me nervous, is all.
Man, there's nothing like going back over a rebuttal you've typed up and replacing long paragraphs with single sentences. My previous boss used to urge me to be *more* communicative, but seriously, he had no idea what urges I was fighting. The amount of verbiage I can dredge up to discuss five minutes of TV from 15 years ago is pretty damned sad.
Work just never inspires that in me.