Lee, maybe they texted you by mistake. (IOW, they didn't text you by hitting "Reply," but actually typed in the number, and maybe they got the number wrong.)
Natter 69: Practically names itself.
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Nazi UFO conspiracy theories are my FAVORITE. You can basically make up anything and it sounds kinda reasonable because, hey, everyone knows how fucked up and secretive the Nazis were!
Is it possible on an iphone to butt dial or text someone without it showing up in your messages or "recents" list?
I don't think so, but that reminds me that last weekend Ryan got hold of his mummy's phone and speed-dialled the woman who runs his childcare centre. He's quite proud of himself.
Nazi UFO conspiracy theories are my FAVORITE.
I'm fond of the Nazi moonbase theory, myself.
ION, I'm always amazed at how fast the snow melts. This morning the snow was solid on the mountain that faces our building. Now all the sun-facing portions are free of snow.
Lee, maybe they texted you by mistake. (IOW, they didn't text you by hitting "Reply," but actually typed in the number, and maybe they got the number wrong.)
That's what I figure.
Though now of course I am tempted to call then from the work line, just to see what happens.
On a totally non-Nazi related note, I have a question for Buffistas who are good with money.
We desperately need to get rid of our credit card debt so that we can have a chance in hell of getting another mortgage when we move in a couple of years. Is it a terrible idea for our credit score to sign up for a card with a 0% rate on balance transfers and use it ONLY to pay off our current balance? Would we be better off taking out a line of credit with our bank and paying it off that way?
It's so great! You watch for a while to mock, and then you're all, well, I could see that happening, and then they show random old science footage, and it all just seems SO PLAUSIBLE.
Only I was disappointed to note that the conspiracy appears to be that the Nazi activity was misconstrued as UFOs and not that the Nazis were colluding with aliens, which I think is a much better theory. They were all "lenticular shaped craft" and I was all, "You know what else is lenticular? Galaxies! Where aliens live!" But then the SO said, "Yeah, NAZI galaxies!" And I conceded he had won the point.
Yes, and yes, Jessica, but I forget why, only that that's the advice.
Jessica, the line of credit you take out on your home isn't weighted the same way as a credit card (it's considered a real estate loan, not installment, or retail) so it's slightly better on your credit report.
BUT if you take out a new card, shift the entire balance to it, and pay it off before interest is due, then that is a fine idea. Basically, it doesn't matter which way you do it, just that you pay it off with paying the least amount of interest possible.
Good luck!
The Dave Ramsey method (I almost said Dave Matthews method, which I think is to sell out a lot of arena shows) is to buld a tiny emergency fund first, then start paying off your smallest debt, then rolling what you were paying on that into the next smallest, etc. Then to build a bigger emergency fund so you don't dip back into credit later.