~ma for Smonster!
Haven't you killed me enough for one day?
Mal ,'War Stories'
Spike's Bitches 47: Someone Dangerous Could Get In
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risqué (and frisqué), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
omnis_audis - Feb 29, 2012 7:00:40 am PST #8790 of 30001
omnis, pursue. That's an order from a shy woman who can use M-16. - Shir
Nora Deirdre - Feb 29, 2012 7:04:18 am PST #8791 of 30001
I’m responsible for my own happiness? I can’t even be responsible for my own breakfast! (Bojack Horseman)
he crappy thing about that is, it will hurt your credit score, and so much is tied to credit scores these days.
Only for 7 years!!
Burrell - Feb 29, 2012 7:06:01 am PST #8792 of 30001
Why did Darth Vader cross the road? To get to the Dark Side!
Ugh Nora, you may indeed want to walk away from it, if you can take the ding to your credit rating.
Nora Deirdre - Feb 29, 2012 7:11:37 am PST #8793 of 30001
I’m responsible for my own happiness? I can’t even be responsible for my own breakfast! (Bojack Horseman)
If we get a tenant in there, we won't- I wouldn't want to do that to anyone. But if it doesn't work out, then maybe. Or maybe a short sale.
brenda m - Feb 29, 2012 7:17:03 am PST #8794 of 30001
If you're going through hell/keep on going/don't slow down/keep your fear from showing/you might be gone/'fore the devil even knows you're there
There was an article, I think in the Chron recently, indicating that the highest increase in percentage of people walking away from underwater mortgages were actually wealthy people. They could afford to keep paying the mortgage but it didn't make financial sense so they just took a hike.
I'll admit to giving this some consideration.
le nubian - Feb 29, 2012 7:21:59 am PST #8795 of 30001
"And to be clear, I am the hell. And the high water."
Nora,
some friends of mine had to convince their bank to do a short sale on a house they had in LA area. The bank didn't want to do it until my friends told them they would stop paying altogether.
This was around 1999 or 2000. So I am not sure if circumstances will change.
I think you need to report short sales on your income tax so be prepared for that if it happens.
SailAweigh - Feb 29, 2012 7:36:40 am PST #8796 of 30001
Nana korobi, ya oki. (Fall down seven times, stand up eight.) ~Yuzuru Hanyu/Japanese proverb
What, exactly, is a short sale? I'm not sure I've heard the term before.
Nora Deirdre - Feb 29, 2012 7:38:56 am PST #8797 of 30001
I’m responsible for my own happiness? I can’t even be responsible for my own breakfast! (Bojack Horseman)
Sell the property for less than what you owe on it. Not sure if the bank eats the cost or if you're responsible. That also goes on your credit report.
Sean K - Feb 29, 2012 7:39:44 am PST #8798 of 30001
You can't leave me to my own devices; my devices are Nap and Eat. -Zenkitty
(I may have been thinking bitter thoughts about "civilization" recently.)
Me too.
Applying for jobs checks credit score! Which makes sense for a managerial job that has money stuff in it.
NO! NO IT DOESN'T! NOT FOR ANY POSITION! (*ahem*) Please forgive me for yelling, o_a, but credit scores have no place existing, let alone determining if you should be allowed any job at all, because the ONLY thing that number measures is how profitable you are as a borrower. That information can have NO POSSIBLE BEARING on your fitness for any position. Or anything else really.
§ ita § - Feb 29, 2012 7:41:44 am PST #8799 of 30001
Well not canonically, no, but this is transformative fiction.
If I am a crappy borrower, I'm not getting hired in the financial sphere, because I'm considered a higher risk for doing something shady.
Being a crap borrower doesn't make me shady, but it's an employer's market, so there you go. They do also check my arrest record, etc, and have my fingerprints on file. I'm not exactly surprised.