Damn it! You know what? I'm sick of this crap. I'm sick of being the guy who eats insects and gets the funny syphilis. As of this moment, it's over. I'm finished being everybody's butt monkey!

Xander ,'Lessons'


Natter 67: Overriding Vetoes  

Off-topic discussion. Wanna talk about corsets, nail polish, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.


sarameg - Mar 12, 2011 3:47:36 pm PST #27921 of 30001

Ooh, bonus points for a zipper! (When I do my nails, I'm usually in for the night, so in knit pants or leggings.)

Sometimes, my attempt at improvising result in epic failures. And most with weird looks when I confess them. But sometimes, they really work!


SuziQ - Mar 12, 2011 3:56:01 pm PST #27922 of 30001
Back tattoos of the mother is that you are absolutely right - Ame

I got a question for anyone who has a high deductible health insurance plan. For example, I have a $3k deductible before I pay 20%.

My question is, how do they count the $3k? Is that $3k out of my pocket? $3k in bills submitted before they apply their contract rates? After their contract rates? I just checked on mine and it says I've met my deductible, but there is no way I've paid that myself. I'm just confused.


smonster - Mar 12, 2011 4:00:54 pm PST #27923 of 30001
We won’t stop until everyone is gay.

Button AND zipper. The tool looks something like this. [link]


Nora Deirdre - Mar 12, 2011 4:09:37 pm PST #27924 of 30001
I’m responsible for my own happiness? I can’t even be responsible for my own breakfast! (Bojack Horseman)

Button AND zipper.

t golf claps


Sue - Mar 12, 2011 4:12:29 pm PST #27925 of 30001
hip deep in pie

Button AND zipper.

I'm very impressed. I so would have injured myself somehow AND managed to ruin the nail polish anyway.


sarameg - Mar 12, 2011 4:12:32 pm PST #27926 of 30001

I have one of those! Helped with the scraping. I really need to get started on sanding. Sigh.

But tomorrow, I might be working in between swimming and cleaning. "Helpfully" got instructions on how to start stuff. And I really ought to do it. At least it is something I can fire off, ignore for an hour, check results, fire off another test, repeat. Sigh.


Jesse - Mar 12, 2011 4:14:27 pm PST #27927 of 30001
Sometimes I trip on how happy we could be.

Am also impressed.

And reminded that I meant to paint my nails tonight. Ah well.


msbelle - Mar 12, 2011 4:18:44 pm PST #27928 of 30001
I remember the crazy days. 500 posts an hour. Nubmer! Natgbsb

on my deductible, I get the reduced rate on meds before I meet the deductible and I get co-pay amounts for regular Dr. office visits, but procedures I pay their contracted rate out of pocket until the deductible is met. I am unclear if my reg Dr. visits and med payments count towards deductible. For labs done at the dr. office, they will pay part of them until I meet the deductible, but not all.


dcp - Mar 12, 2011 4:26:02 pm PST #27929 of 30001
The more I learn, the more I realize how little I know.

SuziQ, my understanding is that you should be getting the contract rate all along, it's just that you have to pay the bill yourself until you hit the $3k total deductible. The doctor's office sends the paperwork in to the insurance company just like a regular claim, so the record shows what's been done and how much has been paid.

At least, that is how it has worked for me, with Anthem Blue Cross & Blue Shield.

Even though I pay the doctor's office directly (using my HSA debit card), the insurance company still sends me a "claim recap." The first time that happened, I called them fearing I was being double-billed. Nope, just part of the paperwork process, showing how much the doctor bill was, and how much was approved by Anthem.

I've had two hitches so far:

One was, when I went to the CVS Minute Clinic with an ear infection, the bill I paid was $60, but the approved amount turned out to be only $40, and CVS mailed me a check for $20. Since I had paid using my HSA, I had to either a) somehow arrange to put the $20 back in the HSA as if it had never come out, or b) include the $20 as taxable income on my tax return. I took the lazy way out, and ended up paying an extra $2 in taxes.

Second was, for my latest doctor appointment (follow up blood draw to check cholesterol levels and liver function) I was charged $46 at the desk on the way out, but the "claim recap" shows the allowed amount was $50. I think this means I owe the doctor another $4, but I haven't heard from them yet.


erin_obscure - Mar 12, 2011 4:32:21 pm PST #27930 of 30001
Occasionally I’m callous and strange

for two glorious days of my weekend i had steel cut oats with a pinch of salt, crumbled veggie sausage, shredded super charp cheddar, and chopped fresh cilantro. So much noms. Thanks, hivemind, i never would have thought of savory oatmeal on my own.