Then I get a letter from my insurance company saying that they're not covering my appendectomy. Reason? I was healthy afterwards. Turns out that they're objecting to my having been admitted to the hospital - they think that, since I was healthy and didn't have any complications, I should have been put in an observation room for a few hours and then sent home ... which would have been at about 2:00am. So, due to this objection, they're not paying for any of it. $19K and change. I spoke with the hospital and they're writing it off as uncollectable, which is a relief, since I don't have that kind of money lying around.
That's totally fucked up. I would make sure that it doesn't affect your credit rating. If it appears on your credit report, write a letter of explanation and keep all of the paperwork.
Then I get a letter from my insurance company saying that they're not covering my appendectomy. Reason? I was healthy afterwards.
I'm not a doctor, but...isn't being healthy afterwards kind of the point of surgery? At least the hospital is being reasonable about it.
At least the hospital is being reasonable about it.
Which is good because I'm sure they made you sign a waiver to make you responsible for the expense even though the hospital made the decision the insurance objected to, not you.
I'm not a doctor, but...isn't being healthy afterwards kind of the point of surgery?
You'd have to worry if it weren't the point. Randomness.
I think that it's bullshit, but I could wrap my mind around the insurance co objecting to you spending an "unnecessary" night in the hospital and refusing to pay for the night's stay. But to deny the whole bill because they don't like one part is bullshit.
BTW, this craziness is everywhere, not just hospitals and insurance companies. The reason Bro and SIL decided to have my nephew at home is that the birthing center told them that they had to leave three hours after the birth if there were no complications. A birthing center!
Yeah, they sent my 80-year-old mom home on the same freaking day she had her hysterectomy.
There's nothing wrong with our insurance system. Nope. Nothing at all.
BTW, this craziness is everywhere, not just hospitals and insurance companies. The reason Bro and SIL decided to have my nephew at home is that the birthing center told them that they had to leave three hours after the birth if there were no complications. A birthing center!
And yet, costs continue to skyrocket.
Incidentally, even though the hospital is willing to write it off, it might be worth appealing. "Makes a fuss when screwed with" is not a bad list to be on.
