Now that I know I may need it, I hang onto anything related to taxes, investments, insurance, and employment (including pay stubs). I keep bank/credit card statements and bills for a while, and hang onto my HSA-related receipts for at least a year or two.
But even so, I've got a lot of shit I should shred.
Clark Howard says toss things like utility bills within a few months, but to keep anything tax related forever. You will note that there is no limit on not filing a return or filing a fradulent return, so if the IRS decides 20 years from now you've filed something the IRS thinks is fradulent, you'll need the records. The IRS has also been known to notice 10 years later that you didn't file a return, and it's up to you to prove you did.
He also emphasizes keeping your most recent pay stub, as insurance against your company disappearing and leaving you without W-2 information and keeping anything that shows you paid off something major forever.
In order to get my current job, I had to produce tax returns from about 7 years ago. I am just saying.
How come? That seems startling to me. That they're asking to see them at all, I mean, not just going back seven years.
A rocky planet has been found outside the solar system.
[link]
It appears to be a poor place to buy real estate though.
Nothing like trying to buy something off a website, having it refused, and calling the credit card company to find out that your number "may" have been compromised and they're closing your account immediately.
Now to wait the 3-5 days to get a new card.
A rocky planet has been found outside the solar system.
That is so cool! We need seventeen movies set on the molten ice planet.
How come? That seems startling to me. That they're asking to see them at all, I mean, not just going back seven years.
Background check. A company that I used to work for no longer exists. And I guess that I didn't have to produce the return so much as my W-2s, but I tend to keep them together.
Those ACORN videos appear to have really torpedoed them. The senate voted to bar any further federal funding by a vote of 83-7.
But you can get copies of your returns pretty easily by calling the IRS (1-800-829-1040). There just aren't that many situations where you'd need that many years' worth.
XKCD book is out
And it has the awesome title
xkcd: volume 0.