Erin, I have no idea having only done a first mortgage, but maybe he should be contacting brokers? And making sure he has all the financing (tax records, paystubs, all that shit they'll need) upfront and ready to go. Mine came through fast, but it was vanilla and a first, not a refi.

I do know that actual short-sales took forever, so there's that.

I know JACK about mortages and refinancing. Can we refinance a house in three days?

Me too! I also know JACK about the federal assistance available thanks to the stimulus package so, you know, check that out. Applying for that may put the breaks on other things.

Makes too much to qualify for it. Basically, it's the back payments that got all fucked up in the divorce.

I think he's going to have to get a loan in a hurry.

Erin, I clearly no nothing about finances or mortgages, or pretty much anything useful.

I am intrigued by the Where to Eat Chain Restaurant Edition flow chart but I love the which candy should I eat chart the most.

The chain restaurant one kills me for the French Laundry right in the middle disconnected from the flow .

I loved the chain restaurant "Are you in England"? HAR.

I totally live near the "good" mall! But I think we have Wagamama here now, too.

Also, on the candy, I'm offended that a couple of my favorites are suggested for if you want to eat chalk.

I've been waiting for Wagamama for a while here. I loved it with I lived in England. It was supposed to open in June. Now we're looking at May 2010.

Erin, I think Heather knows about that kind of stuff.

Candy corn and circus peanuts are on the chart, but with no situation for which they are appropriate.

The chain restaurant chart cracks me up.