Check and see how their claims processing goes. Do people have issues with denied claims or are they difficult to contact and get to move?
From what I'm reading on various sites, people seem to have very good experiences with them. What I gather is that Progressive is better for people who don't have a clean driving record because they don't raise the rates as much. They seem to be pretty good with claims too.
I know I pay a little bit more for Progressive for what is ostensibly the same coverage, but they have a very complete web interface where I can quickly change my coverage, add or remove vehicles, print out new insurance ID cards and everything else I need.
The gecko says Geico has an easy-to-use website too!
I've been with Geico for years and haven't had any trouble.
Thanks for the firsthand experience, Ginger!
By the way, no one in the Bay Area wants to buy my 1991 Nissan Sentra, do they? It's got over 160K miles on it, but it still runs fine and would make a good commuter car. I'm going to put it up on Craigslist and see how much I can get, but I'd rather deal with Buffistas or Buffista-approved folk!
If you can't sell it and it makes sense for you tax wise, you may want to donate the car to something like an NPR station and take the write off.
I've had Geico for years as well with no quibbles, though the experiences of a 48-year-old married woman may be different than a 20-something single man.
If you can't sell it and it makes sense for you tax wise, you may want to donate the car to something like an NPR station and take the write off.
I've thought about that, although I don't know how much the write-off would be. I usually end up taking the standard deduction.
Right now, the car's sitting in Belmont for my cousin to use for driving lessons.
I've had Geico for years as well with no quibbles, though the experiences of a 48-year-old married woman may be different than a 20-something single man.
That's good to hear, though. I'll give them a call. They also have a Bank of America discount, so they should be even lower than the online quote.
I should add that I didn't have any trouble with Geico including the time I bumped a woman who spoke no English and the time I backed into a schoolbus and half the kids leaped out claiming they had whiplash, even though the driver had to be told by the students that I had hit the bus. (I was starting to roll out of my driveway and the bus slowed abruptly. My left rear bumper tapped the rear of the bus. The bus had no marks; I broke a tail light.) Also, I've had great response from their road service.
Man, car insurance is so weird. Now that I actually have to get more than just liability coverage, I've checked the rates of most of the top companies, and Geico is by far the cheapest. It beats Progressive and Allstate by $100 and Esurance and 21st Century by $300. For the same coverage! It's so bizarre.
It's not bizarre at all. It depends on the covered pool of insured. If the other companies had more claims from their customers, then they'd feel the need to raise their rates across the board, and not just for individuals. Perhaps the Gecko is just insuring safer drivers. Or else he's working for a lot less than that smooth-voiced All State dude.
yes, yes you are. Only difference is that as soon as the situation began, you knew what was going to happen, as opposed to it being sprung on you
nods
See, I do think that any story that starts out with your protagonists
having a hit put on them by God
is clearly not going to be all hugs and puppies. Apparently this is surprising people, though.
shakes head.
(Mine is an evil laugh.)
If the other companies had more claims from their customers, then they'd feel the need to raise their rates across the board, and not just for individuals.
Ah, interesting.
Perhaps the Gecko is just insuring safer drivers.
That's actually a good guess, based on what I read earlier. Progressive appears to be more accommodating to strikes on your record; Geico may drive away anyone who isn't a safe driver by raising their rates too much.
Strangely, when I compare the breakdowns, it seems that Progressive has cheaper comprehensive/collision coverage but more expensive liability coverage. Somehow, the imbalance works out in Geico's favor. (Huh, wouldn't that support your theory that they would raise the rates across the board for a higher rate of claims?)
Or else he's working for a lot less than that smooth-voiced All State dude.
Well, geckos aren't unionized.
Well, geckos aren't unionized.
Also, the gecko has never been president.
