I took it as a sign and cancelled it.

Hee. Well, good on you.

Well, he's not against shuffling debt, unless you do it as a way of fooling yourself that you don't actually have to buckle down and pay it.

True. I just know he doesn't love the 2008 incarnation of the house credit because it's government debt, and the IRS is the one organization that can enforce a debt. Our only hesitation was because if we sell the house it all falls due. But we have lots of equity in the house still, and no intent to sell, so that's probably not a big deal.

I haven't heard what he thinks of the 2009 version.

Which you clearly aren't doing.

Yeah, I actually feel pretty happy about our progress. That's the point of the snowball, I know, you feel like you're making headway right away. But so far so good.

Wonkette has a possible cover illustration for Blago's book: Blago’s Book Sure To Be Bestseller

There is only one way we’re buying Rod Blagojevich’s sure-to-be-shitty “inside story” about how he’s an “incompetent crook” and “washed-up circus clown” — and that’s if Chicago’s Lauri Apple actually provides the cover art. And the “book” is not actually written by Rod Blagojevich, and is also not about him at all. The back cover needs to be the famous “I CAN PARACHUTE ME THERE” illustration, the end.

I did what made sense to my piece of mind . First I paid off the highest debt card - it made me nervous. The lowest is almost done - and would have been gone , but for the job stuff. Once it is paid off the next two cards are pretty much neck and neck -- it will be a race. But I think Matt's first because it has a higher interest rate and mine has no minimum payment. then the oly debt will be house debt. I call this the Beth financial plan.

One problem with what the credit card companies are doing is that your credit score is based on the percentage of your total available credit you're using. That's why Clark Howard says to keep all your cards and charge a little on them each year. All my credit cards dropped my limit, and my credit score dropped like a rock. To add insult to injury, they all said they were doing it as a result of a "periodic review." Periodic my ass. I've had two of those cards for 20+ years and they've never periodically reviewed me before.

One problem with what the credit card companies are doing is that your credit score is based on the percentage of your total available credit you're using.

I don't intend to ever borrow again, so I don't particularly care what my credit score is.

To add insult to injury, they all said they were doing it as a result of a "periodic review." Periodic my ass. I've had two of those cards for 20+ years and they've never periodically reviewed me before.

Yeah, that's exactly the language they used.

Hey, 20 years is a period of time!

I don't intend to ever borrow again, so I don't particularly care what my credit score is.

Some employers check credit scores.

My landlord checked mine too.

Ginger, can you expand on this:

One problem with what the credit card companies are doing is that your credit score is based on the percentage of your total available credit you're using.

I am not sure I understand. I have a ridic high credit limit, and do charge up to 10% of it on occasion, but have never carried a balance. And I have a really high credit rating.

You know what I'm not? In the mood for my 2 o'clock meeting.

And I ate a cookie and now feel yuck.