My heavens that boy is tall.

Yup - he's got my dad & brother's genes. (Both over 6 ft)

I was pretty much average height as a boy until I was in 9th grade, when I had a growth spurt from hell. (I'm 6' 3".)

shrift's hair looks fabulous.

Yeah, the scary thing I heard about Chase was them significantly upping the minimum payments.

We have Bank of America, which we're trying to get out of, and they just lowered D.'s limit to just over his (high) balance. So all the more reason to keep on with the Dave Ramsey plan; that's the card we're tackling next in our debt snowball.

In other scary news, someone shot an elderly couple in the parking lot of our Walmart yesterday. The lady's dead, the gentleman is in critical, and the shooter's on the loose still.

Thank god I have no credit cards. I rather enjoy cackling at the credit reduction ads on TV. I do have a card for Target that I use and pay off, so I do have some existence in the credit world.

Our bankruptcy was removed from our records last year, so now the credit card apps are appearing in the mail box again. If I'm remembering correctly, we have no debt other than Hubby's ancient student loan, which should have been erased by the disability ruling, and a few hundred dollars to a dentist.

Megan, I've been hearing/reading news stories about that a lot recently. Even business accounts that were active AND being paid on time have had their limits slashed. I heard an NPR story about American Express offering money -- $500, maybe? -- to certain cardholders to close their accounts.

I'm just worried because when I consolidated, I put one of my student loans (the one at 8%) on Chase at a 2.99% forever rate. I already pay more than the minimum so I don't mind that going up, but if they change the limit or raise the interest, I'm screwed.

Thank god I have no credit cards.

Yeah, as soon as I pay off Chase I was planning on canceling everything but Amex. I don't use them at all, but I was keeping them in case I had to transfer the Chase balance.

ETA: I just got off the phone with Citi and apparently it was inactivity.

I need to deal with my credit card issues. Blech. I'd rather head to Egypt, ya know?

ImemeN - I have parted my hair on the opposite side from how I normally part it. I like the way it looks, but it feels odd.

Gronk. Insomnia fairy paid a visit and woke me up at 4 in the morning. I am so tired right now it's not even funny. And for some godawful reason I'm earwormed with Seasons in the Sun. Today can end right now, please.

We're doing ours kind of wonkily; Dave Ramsey wouldn't approve. But we took the house credit and used that to pay off the music store (surprise) and my credit card. We're hitting his card next and that will only leave the big debt plus paying back the feds the house credit, both of which have no interest. Since our interest rates are so high I think it's still a good tradeoff, Ramsey's objection notwithstanding.

It is a little bit of a bummer that 2009's version gets forgiven after three years in the house and ours needs repaid for fifteen years. But, it's still bonus to us, so oh well. We plan to save up to pay it as part of the snowball even though I don't think there's a mechanism for us to pay it early.

I just got off the phone with Citi and apparently it was inactivity.

Oh, and that's probably good, megan. It probably means you could call and ask to raise the limit if you should need it in the future, i.e., until you get Chase paid off.