yes.
I am trying what to have for lunch. I have extremely low motivation today. I am cranky and grumpy and want to go curl up somewhere and sleep - too bad I need to take Thursday off.
Oz ,'Storyteller'
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
yes.
I am trying what to have for lunch. I have extremely low motivation today. I am cranky and grumpy and want to go curl up somewhere and sleep - too bad I need to take Thursday off.
Pre-dating the Big Hair era, I bring you my 5th grade class picture: [link]
I was such a baby, no pierced ears, pre-braces, and I would kill for that skin! [link]
For several months now, I've been fascinated by the posts at the Irvine Housing Blog, even though I don't live in southern California nor own a house. It's really interesting watching a housing bubble burst as it's happening. But today's post is a truly outrageous example of what the blogger calls "HELOC abuse" (that's home equity line of credit):
On 11/23/1994 this property was purchased for $292,500. The owners used a $263,200 first mortgage and a $29,300 downpayment. Keep in mind as you read the rest of this section that they only put $29,300 of their own money into the transaction.
On 7/16/1998 they refinanced with a $266,300 first mortgage.
On 11/12/1998 they opened a HELOC for $30,000.
On 11/4/2002 they opened a HELOC for $172,000.
On 11/4/2002 they refinanced with a $300,000 first mortgage.
By 2002 they had already doubled their debt.
On 8/25/2004 they refinanced with a $630,000 first mortgage.
On 7/6/2005 they opened a HELOC for $250,000.
On 10/27/2005 they refinanced with a $900,000 first mortgage.
On 12/14/2005 they opened a HELOC for $155,000.
On 5/28/2008 they opened a HELOC for $250,000.
Total property debt is $1,150,000.
Total mortgage equity withdrawal is $886,800.
They're now asking $1,629,000 for their 4BR/4BA house. Amazing--they think that they can get an additional $479K to walk away with!
So my non-productive cough has termed VERY productive. That means I'm getting better, right, now that I'm getting the crap out of my system? Right? Please?
Flea was a cute kid.
My little girl has convinced herself that her face is "hideous". Why? Because she has freckles. I tried to explain how freckles are cute, but she's not buying it from me. Isn't 9 supposed to be too young for this kind of drama? I guess not.
That means I'm getting better, right, now that I'm getting the crap out of my system? Right? Please?
Getting stuff out seems to make me better.
Gud, that's absolutely crazy. She's adorable!
Emaryn looks fantastic in that shot.
The French actress Miou Miou is famously freckled and beautiful.
Art criticism of a Christian painting. In the painting, a junkie is shooting up, except Jesus is taking the injection for him.
It's amazing, in a WTF way....
eta: The comments are hysterical too....