Then I accidentally click on links, and it's a world of Oh, Amanda Marcotte NO!
I liked Liss at Shakesville SO MUCH before this presidential campaign. But right now that blog is Whack City when it comes to Obama.
'Get It Done'
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
Then I accidentally click on links, and it's a world of Oh, Amanda Marcotte NO!
I liked Liss at Shakesville SO MUCH before this presidential campaign. But right now that blog is Whack City when it comes to Obama.
(Also the term says "Cougar" to me to an extent that's completely cringeworthy.)
Oh me too! I picture them hitting on hot young delegates.
A finance column that actually suggests that home ownership might not always be the best financial decision, including a discussion of the ever-popular mortgage-interest deduction: 10 Bank-Breaking Money Myths
If I click on that link, I will cry.
So rare I had to share. A finance column that actually suggests that home ownership might not always be the best financial decision, including a discussion of the ever-popular mortgage-interest deduction: 10 Bank-Breaking Money Myths
There's a financial blogger called Millionaire Mommy Next Door (I cheerfully LOATHE the name but like the blog in general) who espouses the same belief and has the net worth to prove it.
The mortgage-interest deduction doesn't do much for me because I don't have a big mortgage, if you don't pay a lot of interest it can quickly become negligible.
OTOH, our mortgage payment is probably at least a couple hundred dollars less that it would cost to rent (call that a wash after maintenance costs), and almost half of that payment goes to principal.
The mortgage-interest deduction doesn't do much for me because I don't have a big mortgage, if you don't pay a lot of interest it can quickly become negligible.
Well, it's just that few people seem to get that, while the MI deduction is nice to have if you have to have a mortgage, it always means you are paying more to the bank in interest than you are saving in taxes.
Anybody like to collect excellent bon mots and cheap shots? Poison pen letters and bad reviews?
Jay Mariotti, asshole sports columnist in Chicago, got fired. His editor had this to say:
'We wish Jay well and will miss him -- not personally, of course -- but in the sense of noticing he is no longer here, at least for a few days,'' Cooke said.
If I click on that link, I will cry.
If you stay in your home long enough, it will work out in your favor.
Also, if you own, you don't have to deal with things like people promising to fix things and then not doing it, or a landlord deciding they might like to sell the place you live.
Well, it's just that few people seem to get that, while the MI deduction is nice to have if you have to have a mortgage, it always means you are paying more to the bank in interest than you are saving in taxes.
In my case if it were not for some charitable deductions, my mortgage deduction wouldn't be enough to itemize so I would have an effectively zero deduction for my mortgage interest.
We've got about nine years to go on our mortgage now, we're starting to weigh the pros and cons of getting a nicer house vs. not having a mortgage.