So, inspired by Kristin's loan approval, I applied for a small bill consolidation/equipment purchase loan myself. I just heard back from the bank, and I too have been approved!
This is good. I've been steadily trying to improve my credit rating, and I have some revolving accounts that I pay on time each month, and that's helped. But my credit report had a credit score calculator that suggested getting a loan and paying that down on time would really boost my score.
So yeah, in addition to being able to pay down some bills, it's nice to make further improvements in my credit. YAY!
(I'm also a little surprised, as I've gotten rather used to being turned down for credit.)