I can't believe I disturbed ita!?!

There was an article in the paper a couple of months ago about a young-ish couple that bought a house. They both had pretty good salaries and they got the "get an ARM, you can refinance in a few years" thing, and they figured they deserved a nice house, so they bought a really nice house. No down payment, so they had money - they furnished the house and fixed it up. Took some nice vacations. Bought a pedigreed puppy and hired a dogwalker. The wife got pregnant and went on maternity leave. And then the whole thing hit. oops. So now they can't refinance, they're trying to make the payments on one salary, they're looking at the rates going WAY up in a couple of years.

The response wasn't terribly sympathetic; MY response isn't very sympathetic.

No reason it should be. But just like the people who are conned with dropped wallet short con, where they think they are keeping someone else's lost money, the con person, whoever qualified them for that mortgage should not get away with it either.

I'm just so glad that I bought when I did. The prices will have to dip really quite a bit before my house is worth less than the mortgage.

:: dutifully knocks wood ::

The song Emily was trying to think of is "Saved" by LaVerne Baker. I should know, I included it in my Buffista Frankenmix a few years ago now.

I can't believe I disturbed ita!?!

You ate a puppy. Raw. I have limits.

I have nothing useful to contribute to the mortgage discussion. I haven't taken the housing plunge yet and am grateful that none of my friends have been caught in the crunch.

I do have an uncomfortable question to ask the hivemind.

It's about an equal employment opportunity complaint being put forth by one of my former clients. She called me to ask if I would be comfortable making a statement about her state of mind while she was on this particular job.

The short answer is no. The reason we stopped working together is that she did not agree with my assessment of her options for dealing with the situation and pretty much refused to take any personal responsibility. She knew that I knew her complaints were specious, so there was no point in going forward.

I can't fault her for asking. I'm sure her attorney considers it sop to ask for statements from people like me.

The problem I'm having is framing my response in a way that does not put me on the side of the enemy and also acknowledges that I would do her no good.

Any thoughts?

I should know, I included it in my Buffista Frankenmix a few years ago now.

I knew I should've known it from somewhere more specific than the land of Huh, That Sounds Vaguely Familiar!

You ate a puppy. Raw. I have limits.

Chomp chomp!

So cute!

Is anyone else watching this new Ashton kutcher show? Because I have never gotten his appeal, but he is adorable!

I am so tired I do not even know. mac, nsm with the tired, but he is being cooperative, and I think I am faking being a non-zombie.

also, I am starving. dinner did not so much fill me up. grr

You ate a puppy. Raw. I have limits.

How long should puppies be cooked?

Scrappy, glad to hear your neice has stabalized. ~ma to you and yours.

ita, I had a situation a year or so ago where my sister didn't tell me the whole truth about someone, and I regretted I didn't know.

Lastly, I used to sort of work in the mortgage industry, and we did a lot of delinquency counseling. I wish I had the time to get into it, but I will say, there were a lot of brokers getting people higher loans than they could afford with exotic products when the homebuyers could have had conventional fixed rates.