'Lineage'
Off-topic discussion. Wanna talk about corsets, duct tape, or physics? This is the place. Detailed discussion of any current-season TV must be whitefonted.
you're literally a PhD
I'm not even figuratively a PhD, and I get that I can't afford a house. What I don't get is how people can do the subtraction and look at how much is left over at the end of the month and think "Sure! I can do that!" and sign in blood.
I would love to see examples of this predatory behaviour so I could see how misleading it is.
What I don't get is how people can do the subtraction and look at how much is left over at the end of the month and think "Sure! I can do that!" and sign in blood.
Because what they're shown is a payment they *can* afford and the math works out.
Because what they're shown is a payment they *can* afford and the math works out
But the math has to stop hugely short of reality, and I want to see that pitch, how they handwave over the fact that it's not sustainable.
How do the right questions go unasked?
You know what's hell? 6 months in, discovering that there was something that was supposed to be your responsibility but no one ever told you that it existed, much less how to do it and now you've got six months of a very tedious backlog to go through. In the next 2 weeks.
It's going to be close.
How do the right questions go unasked?
Because at a guess, the person showing the unrealistic math doesn't give the people who should ask the questions enough time to think of them.
I think he's cute now. And the National Zoo has a new baby kiwi ... but I haven't been able to get a link to the picture.
But the math has to stop hugely short of reality, and I want to see that pitch, how they handwave over the fact that it's not sustainable.
Most of it has to do with adjustable rate mortgages. People are given a super-low initial rate (or even an interest-only loan), and either misled about what the rate will end up being when it's adjusted, or told that when their rates go up, they can just refinance the loan.
Except that when their rates did go up, and they tried to refinance, they found out that they owed more on their mortgage than their homes were worth.
The math all does work out, but only if you assume that the value of your home is only going to go up.
Yay, Sophia!
And yay for me too, because I finally had an interaction today that didn't end with me wanting to stab the other person, or someone else. Good thing, too, because I'm going out for my friend's birthday, and I would hate to be all stabby.