I'm supposed to have six months living expenses in savings?

AHAHAHAHAHAHAHHAAHAHAHAHHAHAHAHAHAHAHHAHAHAHAHAHAH.

I cannot remember a time when I haven't been entirely without cash for two or three days before pay day. Forytunately, I don't have a credit card. Unfortunately, DH used them rather liberally before he moved in with me.

I'd throw the free money at the highest interest loan I have going. Lather, rinse, repeat.

I'm at the point where I'm finally going to dip into my savings to pay for serious house repairs (5K or more) but so far in this 10 months of severance pay (ended August) and unemployment benefits, I've kept even on my checking account AND current on my CC. Although I went into $13K debt for my school tuition at the same time, but then that is money invested in my future earnings.

I really need to have a better "investment" strategy, but I think I'd better finish school and get a job before I can truly feel it's OK to take my savings and 401K and do something more long-term with them....

I woke up jangly and this conversation has made it 8556 times worse.

Sigh.

Sorry so jangly, Kat.

I think David's friend is talking to people with money. Not necessarily a ton of money, but enough to realistically consider the "6 months savings" advice. I'm just glad I've started putting money in a higher-yield savings account, and this conversation makes me realize I should take the little bit of money out of my stupid regular savings account and do something better with it. For me, that means putting it to credit cards. If I didn't have the credit card debt, I get that investing makes sense for "emergency fund" money.

Enh. It's how it goes.

AND my Tivo hates me. It didn't record FNL this week or two weeks ago. So I'm watching it. Enh.

But trying to bright side it for me? Noah is still asleep so I just might finish this episode after all.

I'm a bit jangly myself - woke up from a semi-nightmare where the landlord was trying to sell the house out from under us, sneaking in people to see the apartments while we were out, et cetera. And work had instituted some really bogus travel expense rules that were screwing over just about all the workers.

This despite having owned my own house for 7 years now! And not having worked at my old job for nearly a year!

oh FNL. I'm sad now because if that's it for the season let alone possibly being IT forever, there's too much left untidied. I must know.

Just did my taxes. What my taxes proved to me is that I should really fix my withholdings because I'm getting a lot back.

Good god. I went to college with him. We did theater together. I....it's weird that people watch him? That he's semi-famous??

So you were the one bogarting all the cute soon-to-be-famous guys in college! The only semi-famous person I went to school with was Donny Kershawarz, and we loathed each other in junior high.

In last night's special Mike B did a riff on forgetting he was the celebrity partner at a charity golfing event and getting excited speculating with the other people about what famous person they might get. Then it sank in...

Timelies all!

I don't think I went to school with anyone even semi-famous. Ah, well...