Mal ,'Heart Of Gold'
[NAFDA] Spike-centric discussion. Lusty, lewd (only occasionally crude), risque (and frisque), bawdy (Oh, lawdy!), flirty ('cuz we're purty), raunchy talk inside. Caveat lector.
Has it been said in Bitches yet...?
I did! I did! juliana "Spike's Bitches 36: Did I Sully Our Good Name?" Aug 2, 2007 11:04:55 am PDT
The Boy will drool over that bike, and then talk bikes with you endlessly.
Schweet. I'm a little terrified of the bike. Well, mostly getting it home (uphill!) through rush-hour traffic. But I'm also excited, whee!! VROOM! I should have an extra helmet, too.
Ohio's a long way to go to buy a bike, you know....
Dude. Road trip.
Why can't I figure out what an IO mortgage is?
Interest Only. aka, often a bad idea.
Dude. Road trip.
Born... to be wiiiiilllld....
IO = interest only.
ah! right. yeah. I don't have one of those.
Our new monthly mortgage+RE taxes is 100% of my salary. The DH makes more than I do, so it's about 40% of our overall income. I don't think it's possible to go lower in SoCal.
Joe and I are struggling a bit right now with what housing decision we should make, as well. We're going to attend some classes on first time hime buying and if we let them yell at us about our credit history and let them assist us in putting together a budget, they'll give us grants that could be up to $17,500 for purchase, rehab, and downpayment assistance. Since the move, the credit has gone a little tits up what with the no income for almost 3 months. If we decide to buy, we'll have a higher interest rate until we can fix the credit and refinance. We might (probably would) buy my grandparents house for around $100k.
OTOH, if we find a cute place to rent for a year, fix out credit, get things paid off, and save some $$, we could buy in a year - year and a half, get a better interest rate, and maybe a nicer house.
The housing market out here is bad. In July alone there were 30+ houses in my parents town that were foreclosed on. The number of foreclosures are staggering in Washtenaw County.
That assumes that you know somebody that you'd be willing to buy a condo with jointly.
Ay, there's the rub. My rent's going up, but it will still be under $900 a month. Plus utilities.
Less than $900?!? I thought you lived in San Francisco??
That sounds like a good deal, P-C. You might want to think about never ever leaving. Or not till you need more space, anyway.
Hey, Aims...
What's the plan for tonight? Movie or what?